Credit Card Rewards FAQS

Generally, you are able to build credit using a credit card if it reports to a major bureau. Some of the store cards report to credit bureaus, but it's better to check this before applying for a card. And sometimes the issuers report only to one bureau, which is not enough for you. If you are worried about your credit history, it's better to build it using a general credit card. If you have bad or limited credit, you may start with a secured credit card and once you improve your credit, you may get a general card and then proceed to a credit card with rewards. General cards give as many rewards as store cards and even more and they don't charge such high fees and APRs, so in a way they...

If you use a shopping card of one particular retailer, it's usually linked to this retailer and it's impossible to use this card outside. However, if it's a Mastercard or Visa card, then you can use it anywhere Mastercard and Visa are accepted. There aren't many of such cards, so you need to search for a Mastercard or Visa logo on your card. However, if you are worried about the universality of your card, try a general rewards credit card. They usually offer rewards just as good or better, they are essentially universal and the fees and interest rates are much lower than those of a store credit card.

Issuers have different rules of cash back redemption. Before applying for a card always check what ways of reedeeming are available for your card: Namely, the most popular ways are the following: Bank Deposit: the cash back you've earned is put onto your checking or savings account. Some banks need you to accumulate a minimum amount, some don't. Check terms and conditions of the credit card's issuer to see how your card works. Statement Credit: this way you can apply your cash back to your credit card balance. Gift cards: some issuers allow you to buy gift cards from popular retailers to redeem your cash back. Charitable donations: some credit card companies allow you to...

In order to use a card universally, you need it to be a Visa, or an American Express, or a Mastercard. Unfortunately, a Wawa fuel card is a co-branded card that cannot be used anywhere outside Wawa gas stations. If we are talking about earning and redeeming rewards, this option is available to you also only at Wawa gas station. In order to be more flexible with using the card, try to choose a general card that will also bring you rewards. Wawa Credit Card gives you rebates in a manner of a statement credit that is posted to your account every billing cycle. This limits your spending. A cash back credit card gives you rewards that you can redeem every time you like.

You will earn cash back by making purchases at select merchants. These merchants can be found in the Venmo Card section of Venmo app. Earned cash back will be applied to your Venmo account. If you are looking for cash back, we recommend you to apply for cash back credit cards.

For sure, you may choose from different cash back credit cards. You may find there offers with up to 5% cash back, no annual fee, sign-up bonuses and other perks. Pay attention to credit cards with increased cash back bonus categories. For example, if you spend a lot on gas purchases, credit cards with special cash back on gas category may be your choice.

HSBC Cash Rewards Mastercard® credit card comes with the following cash back rewards: 3% introductory cash back on all purchases in the first 12 months from account opening, up to the first $10,000 in purchases. Get 1.5 cash rewards on every $1 you spend on all new, net purchases after the intro period. If you want to earn more, you may consider other cash back credit cards.