Credit Card Rewards FAQS

It all depends on which card you mean. The Mastercard Toys R Us card can be used anywhere Mastercard is accepted, and the store version can only be used at Toys R Us stores. For earning or redeeming rewards anywhere choose regular rewards credit cards. They are more universal, cause rewards can be earned on all purchases and redeemed for all purchases. On such cards rewards never expire, and the rewards rate is usually profitable than on co-branded cards like the Toys R Us card.

The BJ's card comes with basic features as well as access to their My BJ's Perks rewards program. This card offers 10 cents off every gallon of gas from BJ's. In addition to this, this card rewards its cardholders with 2% in rewards for every purchase made at a gas station or restaurant. This card also provides 1% in rewards for every other purchase made. Cardholders are then rewarded with a $20 certificate once they've earned enough points. There are many credit card options that offer similar rewards programs. You should take a look at cash back credit cards that provide cardholders with cash back opportunities on their spending.

When it comes to looking for a card that you are going to use to begin establishing your credit profile, there are a few important factors you should know about. The amount of love you have for a store is not the only factor that comes into play when selecting a card that is right for you. One thing you want to ensure is that the card you are applying for is reporting your credit activity to the major credit bureaus. The BJs credit card is issued by Comenity Capital Bank, so this card is reporting payment history to the bureaus. Another thing you want to ensure is that the card you are applying for is not going to be a card that will cause you to collect an unpayable balance, this would...

Starbucks credit card is rather stiff in case of rewards outside of the Starbucks coffee house. Purchases outside of the Starbucks earn just 1 star for every $4 spent. That is very meager offer. Credit cards that are not bound to the one particular brand always offer more decent rewards. If you want to earn more, better choose general credit card with points, miles or cash back rewards.

Aside from the Amazon.com store card there is also a version issued by Chase and branded by Amazon and Visa. This card does not offer the same 5% cashback at Amazon, but it does offer 3%. It also offers 2% back at gas stations, restaurants, and drug stores. And 1% back on all other purchases. This card does not offer the special financing option, but that is not a good option anyway. There is no annual fee. The APR on this card is also somewhat lower and ranges from 14.49%-22.49% depending on your creditworthiness, whereas the store card has an interest rate upwards of 26% regardless of your credit score. Points can be redeemed anytime during checkout where you can always see your points...

The Uber Visa card allows you to earn 4% back on dining, 3% back on hotels and airfare, 2% back on online purchases (includes Uber) and 1% back on all other purchases. It also comes with a sign-up bonus - $100 after spending $500 on purchases in the first 90 days. But this card is not the only option to earn rewards with Uber rides. You may choose from cash back credit cards.

The easiest way to save on any gas purchases is to get a gas rewards credit card. Not only will this credit card give you rewards on purchases at one gas station, but also you'll earn rewards everywhere else.