I need a general rewards credit card. What can I redeem cash back for?

Issuers have different rules of cash back redemption. Before applying for a card always check what ways of reedeeming are available for your card: Namely, the most popular ways are the following: Bank Deposit: the cash back you've earned is put onto your checking or savings account. Some banks need you to accumulate a minimum amount, some don't. Check terms and conditions of the credit card's issuer to see how your card works. Statement Credit: this way you can apply your cash back to your credit card balance. Gift cards: some issuers allow you to buy gift cards from popular retailers to redeem your cash back. Charitable donations: some credit card companies allow you to donate some or all of your cash back to the charity of your choice. The process of redeeming cash back is easy and these card can be a great tool even in the hands of a starter.