Credit Card Rewards FAQs


Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

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The Phoenix RCBC Bankard Mastercard is issued by the RCBC bank, which is situated in the Philippines. Unfortunately, as a citizen of the US, you won’t be able to apply for the card. However, you may apply for the gas rewards credit card that can be used at all gas stations and everywhere else. Such […]

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We would definitely advise against obtaining on of the co-branded cards, including the MAPCO credit card. Even leaving aside the fact that it’s accepted only at selected providers, we have the fact that the terms for the card are very unclear. And co-branded cards rarely have profitable conditions.

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You can find the application on Comenity Bank website, which is the bank that issues this card. You can also find a link directly on homepage of the Maurices website. Before applying, make sure that this card offers better rewards than a general rewards card that offers cash back. Remember that you don’t need a […]

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The Discover it program allows you to earn cash back on every purchase and redeem for anything you want. You don’t have to do anything special to earn the match – Discover will match all the cash back earned your first year automatically (providing you’re a new cardmember). Let’s look in details how you can […]

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The biggest drawback of the store cards is that they limit you to their brand. With most store cards, if they are not Visa or Mastercard, you won’t be able to use them outside that retailer. This concerns the Express NEXT card as well.
However, there are plenty of options for using both in the Express stores and everywhere else.

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It all depends on which card do you mean. The Mastercard Toys R Us card can be used anywhere Mastercard is accepted, and the store version can only be used at Toys R Us stores. For earning or redeeming rewards anywhere choose regular rewards credit cards. They are more universal, cause rewards can be earned on all purchases and redeemed for all purchases. On such cards rewards never expire, and the rewards rate is usually profitable than on co-branded cards like the Toys R Us card.

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The BJ’s card comes with basic features as well as access to their My BJ’s Perks rewards program. This card offers 10 cents off every gallon of gas from BJ’s. In addition to this, this card rewards its cardholders with 2% in rewards for every purchase made at a gas station or restaurant. This card […]

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