Credit Card Rewards FAQS

October 12, 2021
Valero has a tiered rebates system. You earn 4¢ per gallon on every gallon purchased when you purchase at least 50 gallons per billing cycle or earn 8¢ per gallon on every gallon purchased when you purchase at least 75 gallons per billing cycle (up to a maximum of 110 gallons). Gas rebates will automatically appear on your monthly billing statement. For more traditional and easy to understand reward options, see general rewards credit cards and especially cash back cards. Those give you simple cash back every time you purchase anything anywhere and rewards are also redeemable everywhere. Rewards never expire.
October 07, 2021
If you have an excellent credit there are a lot of credit cards that will bring you more benefits than JCPenney rewards credit card. If you want to save on shopping with a credit card at your favorite stores, you may choose a regular credit card with cash back rewards.
July 01, 2021
Firstly, you should understand what are your main expenses to choose the best rewards credit card for you. There are different types of rewards cards: Cash back credit cards. Some cash back credit cards offer fixed cash back rate, for example, 1% cash back on all purchases or certain rate for different categories, like 2% cash back on groceries. Another type of cards while other have rotating cash back categories that change every quarter. Travel rewards credit cards. If you travel often with one airline, you may choose from airline co-branded credit cards. If you want to redeem earned miles on any travel, choose from general travel rewards credit cards. What is more, such cards...
February 09, 2021
When you are thinking of applying for a credit card, all factors need to be taken into account, especially if you pay any fees for this card. With cash back cards, it's pretty simple - yes, in most cases they are worth it. Cash back cards give you plain and easy to use rewards that you can redeem on your purchases. So, basically you buy something and then erase its cost with your cash back. If your card has got fees and you tend to carry a balance, first calculate your overall spendings. See how much cash back you will earn with your average spendings with this card and then deduct the fees and interest. If your earnings are more than spendings, then this card is worth applying for.
January 29, 2021
A cashback card is a card that gives you cash back as rewards. Basically this means that a percentage of the amount spent on purchases is returned to you. This percentage may differ depending on the terms of a credit card issuer that produces your card. For example, the amount of your cash back is 3%. It implies that if you spend $100 with this credit card, you'll earn $3. After you earn the rewards, you may redeem them on purchases. Cash back rewards can be redeemed for statement credits, cash or gift cards.
January 16, 2021
There are a lot of cards that will give you rewards when you shop at retail stores. Usually retail stores try to offer you a co-branded card with a discount on this brand's purchases, some minor rewards or special financing. However, you pay for these questionable benefits with very high APR and fees. And those cards are only appropriate for shopping at one brand. A better option for shopping would be to acquire a general rewards card. Such a card will let you earn rewards at any store and there are cards that have no annual fee and long periods of 0% intro APR.
December 14, 2020
Generally, you are able to build credit using a credit card if it reports to a major bureau. Some of the store cards report to credit bureaus, but it's better to check this before applying for a card. And sometimes the issuers report only to one bureau, which is not enough for you. If you are worried about your credit history, it's better to build it using a general credit card. If you have bad or limited credit, you may start with a secured credit card and once you improve your credit, you may get a general card and then proceed to a credit card with rewards. General cards give as many rewards as store cards and even more and they don't charge such high fees and APRs, so in a way they...
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