Card
Mastercard®
Network
Mastercard®
Bank
The Bank of Missouri
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Fair
Recommended
Fair
MAIN CARD FEATURE
Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
CARD DETAILS
- Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
- Earn 1% Cash Back Rewards* on all other eligible purchases
- Up to $1,000 credit limit subject to credit approval
- Prequalify** without affecting your credit score
- No security deposit
- Free access to your VantageScore 4.0 score from TransUnion®†
- *See Program Terms for important information about the cash back rewards program.
- **Prequalify means that you authorize us to make a soft inquiry (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
- †Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
+ Pros
- Cash back rewards.
- Possibility to prequalify with no impact to your credit score.
- No security deposit.
- Cons
- Annual fee.
REWARDS: Cash Back
Rewards Program
- Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
- Earn 1% Cash Back Rewards* on all other eligible purchases
Rewards Bonus
No Rewards Bonus
No Rewards Bonus
Redemption Options
See terms
See terms
PURCHASES
Intro
N/A APR
Ongoing
29.99% or 36% Fixed APR
Penalty
See terms APR
Minimum Grace
See terms Period
Minimum Interest
See terms Charge
BALANCE TRANSFERS
Intro
N/A APR
Ongoing
See terms APR
Balance Transfer
3% of the amount of each transfer Fee
Penalty
See terms APR
Minimum Grace
See terms Period
CASH ADVANCE
Intro
N/A APR
Ongoing
See terms APR
Cash Advance
Either $5 or 5% of the amount of each cash advance, whichever is greater Fee
Penalty
See terms APR
Minimum Grace
See terms Period
GENERAL FEES
Application Processing
See terms Fee
Annual
See Terms Fee
Foreign Transaction
3% of each transaction amount in U.S. dollars Fee
Late Payment
Up to $41 Fee
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