What is the best credit card for rewards?
Answered on Saturday, July 1st, 2017 by
Amy Miller

Firstly, you should understand what are your main expenses to choose the best rewards credit card for you. There are different types of rewards cards:

Cash back credit cards. Some cash back credit cards offer fixed cash back rate, for example, 1% cash back on all purchases or certain rate for different categories, like 2% cash back on groceries. Another type of cards while other have rotating cash back categories that change every quarter. For example,the Discover it® – Cashback Match™ credit card allow you to earn 5% cash back on up to $1,500 in purchases when you activate. Every quarter you should sign up for 5% cash back bonus, otherwise you won’t be eligible for it. What is more, all the cash back earned at the end of your first year will be matched automatically (if you are a new cardmember). For example, if you earn $150, you will receive $300.

Travel rewards credit cards. If you travel often with one airline, you may choose from airlines co-branded credit cards. If you want to redeem earned miles on any travel, choose from general travel rewards credit cards. What is more, such cards often allow to redeem rewards on any travel expenses, like hotel stays, cruises, car rentals and more. Most travel cards also have their own portals where you can book travel at a special rate.

Here are more features to look for when choosing the best rewards card:

No annual fee. Sometimes cards come with hundred of dollars annual fee for the perks they provide. Ensure you earn enough rewards and annual fee doesn’t eat up your rewards.

No foreign transaction fee. If you want to apply for a travel rewards credit card, this feature is very important, don’t overpay for purchases made overseas.

Other Popular Credit Card Rewards FAQs

A co-branded card means is that the credit card is issued by a financial institution in partnership with a particular merchant. This could be a department store, an airline, a hotel chain, or a fuel company. The highlight of co-branded cards is that they come with special discounts and features for the customers of a […]

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February 9th, 2018
Are cash back cards worth it?

When you are thinking of applying for a credit card, all factors need to be taken into account, especially if you pay any fees for this card. With cash back cards, it’s pretty simple – yes, in most cases they are worth it. Cash back cards give you plain and easy to use rewards that you can redeem on your purchases. So, basically you buy something and then erase its cost with your cash back.

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