Balance Transfer Cards FAQS

December 12, 2017
A balance transfer credit card can be a good option for you if you have good credit. Balance transfer credit cards are usually offered to people with fair to excellent credit, that is a FICO credit score of 670 and higher. So, if your credit score falls in this range, you can transfer the Maurices card balance on to a new balance transfer credit card. Note that when you perform a balance transfer, you should continue making all minimum payments on your Maurice credit card until the balance is posted to your new credit card. Then you can contact the issuer of your Maurices credit card and close the card.
November 01, 2017
The best solution in such a case is to consolidate your debt on one card and to pay it off gradually but in one piece. You may use balance transfer cards for that. It works like that: you transfer your balance on to this card and then pay it off. Such cards often have low intro rate offers or even 0% intro APR offer that will help you pay off most or all of your debt without paying any interest. Note that you need always pay on time or you may lose your 0% intro APR offer. Before you transfer your balance, check that the issuer of your new card is not the issuer of your current cards - mostly it's not possible to transfer balances within one bank.
June 20, 2017
Unfortunately, you will not be able to do this. If you have a balance with, for example, Chase Bank, you won't be able to get a different credit card from Chase and transfer that balance for a zero-interest deal. But fortunately, there are many balance transfer offers to choose from, so chances are, you'll be able to find one from a different issuing bank. Look for an offer that lasts a long time; some balance transfer cards will give you a 0% APR promotional period for a year or even longer. You should expect to pay a balance transfer fee of around 3% of the amount you transfer, but if you can find an offer that waives the balance transfer fee entirely, all the better. Just remember that...
June 06, 2017
If you're carrying a balance on a credit card that has a high interest rate, the best thing to do is apply for a balance transfer credit card with a zero-percent interest rate for a limited time. These cards, which give you a 0% APR for anywhere from six months to 21 months, are a great way to pay your balance off quickly and save money on interest. As long as your credit score is reasonably good, you'll be able to get one of these cards, which will allow you to transfer your balance for a small fee – usually from 3-5% of the balance you're transferring – and then pay it off without accruing any interest. Once the promotional rate ends, your balance will be subject to the regular,...
June 01, 2017
When you're searching for a new credit card, it can be tricky to figure out which one is right for you. One thing you might want to do is decide which is your priority right now: a balance transfer card, or a card with great rewards. When you're transferring a balance, you'll want to refrain from making new purchases on the card until your balance is paid off. So, your rewards card should be a separate credit card than your balance transfer card. The good news is, there's no reason you can't apply for both types of cards, as long as your credit is above average. Find a card with a long 0% APR offer to transfer your balances to, and ensure that it has a low balance transfer fee as well. Then...
January 09, 2017
United is a member of Star Alliance, so all Star Alliance members are its partners. Unless you want to lose earned miles, transfer them to one of the partners, for example, Air Canada. There is a fee of $7.50 for each 500 miles and $30 per transaction, but it's better than losing miles altogether or let them expire. If you don't want the situation to repeat with another airline, get a credit card that lets you earn miles. If you have a balance on the MileagePlus card, transfer it to a 0% balance transfer card and pay it off with no interest.
January 17, 2014
You will need good to excellent credit history to apply for a card with such a long introductory period. Check your credit reports and credit scores before you apply. See balance transfer offers you can apply.
Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

Have A Credit Card Question? Ask Our Experts

Help us personalize your results
Your Credit History:
Do you have checking account?
How long have you had a loan or credit card?
Have you ever been declared bankrupt or defaulted on a loan?
Have you been late on any credit card or loan in the last year?
* - marked fields are required to be filled
By submitting your question, you agree to the following:*
Here at we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.


There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.