My AAA Mastercard gives me rebates on gas, but I'm looking for a card that gives me a balance transfer option, plus more reward options. What should I look for in a new credit card?

Answered on June 01, 2017
Updated on June 01, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
When you're searching for a new credit card, it can be tricky to figure out which one is right for you. One thing you might want to do is decide which is your priority right now: a balance transfer card, or a card with great rewards. When you're transferring a balance, you'll want to refrain from making new purchases on the card until your balance is paid off. So, your rewards card should be a separate credit card than your balance transfer card. The good news is, there's no reason you can't apply for both types of cards, as long as your credit is above average. Find a card with a long 0% APR offer to transfer your balances to, and ensure that it has a low balance transfer fee as well. Then look for an excellent cash back card, or travel rewards card, so you can earn rewards for every dollar you spend.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

User Comments about This Question

BROWSE MORE QUESTIONS ABOUT Balance Transfer Cards:

Unfortunately, you won't be able to transfer the balance of one Wells Fargo credit card to another Wells Fargo credit card as balance transfers between two cards of one issuer are not allowed. You will need to apply for a credit card from a different issuer.
When you first face credit card issues, some phenomena can come as a bit of a shock. For example, balance transfers may seem unintelligible, but in fact they are quite easy to understand. You have a balance on card A and then you transfer it onto card B. Cards for balance transfers usually have low intro rate offers on balance transfers, so for the first time you may have even a 0% APR offer. That will allow you to pay off some or all of your balance with little interest and save quite a lot. So that is quite an option. Note that balance transfer cards with attractive low rate intro offers...
Unfortunately, you won't be able to transfer the balance of one U.S Bank credit card to another U.S Bank credit card as balance transfers between two cards of one issuer are not allowed. You will need to apply for a credit card from a different issuer.

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