Balance Transfer Cards FAQS

August 04, 2010
First of all try to negotiate a lower interest rate with the bank you currently have your credit card at. If you cannot get a lower APR with them, shop around for 0% balance transfer credit cards. Visit our Balance Transfer Cards page. Just keep in mind that these applications require good or excellent credit history. Best cards for balance transfers are offers with 0% APR for the introductory period. You can get 0% interest rate for 6 or 12 months, depending on a particular card, or sometimes even for 18 months. Keep in mind balance transfer fees, they are usually 3-4% of the transferred balance. Do not forget to compare other features – annual fee, Purchases APR, rewards, etc. Use...
August 04, 2010
There are balance transfer credit cards that do not charge a fee for transferring balances, but they usually do not have an introductory 0% interest rate. Majority of cards charge you a balance transfer fee equaling 3-4% of the transferred amount, but they do provide 0% APR for an introductory period of 6-12 months. You can also now find credit cards with 18 month introductory period. You can view best offers on our Balance Transfer Cards page. There you can also find a balance transfer calculator to choose a credit card with low rate on balance transfers that will work best for you.
Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

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