Bad Credit Cards FAQS

Consider applying for a secured credit card. Such cards have lower rates and fees. However, you will be required to put down a collateral deposit. The average amount of deposit is $200. Your credit limit will be equal to the deposit and if you want a higher credit line, simply deposit more. The credit activity on the card will be reported to the major credit bureaus, so you will be able to improve your credit history. If you want an unsecured credit card, look at the cards for people with bad credit.

Look at the Credit One Bank credit card offers. These are Visa Platinum credit cards for people with bad and fair credit history. All of the offers have an annual fee of $75 for the first year and $99 thereafter. You credit activity will be reported to the major credit bureaus, and if you make payments on time every month, you will be able to improve your credit history. These cards are unsecured credit cards, so, if approved, you won’t have to set down a security deposit.

Look at the secured credit cards. They do not require a checking account but you will have to put down a security deposit of about $200. Secured cards offer lower APRs and a lower annual fee. Your credit activity will be reported to the credit bureaus and if you manage your credit responsibly you will be able to improve your credit history.

Look at credit cards for people with bad credit history. Most of those credit cards require a checking account, so make sure you have it before you apply for a credit card with such requirement. Your credit history will be reported to the credit bureaus and you will be able to improve it if pay on time.

Look at the credit cards for people with bad credit. Here you can find a card suitable to your credit history. For example, there are First PREMIER credit cards. The cards are good for people with bad credit, but to get this card you should have a checking account. If you do not have a checking account, it would be better considering some other credit cards on the bad credit page.

Consider secured credit cards. They are created for people who are having problems with getting a credit card. You will have to pay a security deposit around $200. Your credit limit will be equal to this deposit. And if you want a higher credit limit, you can pay more. Since card has a security deposit you have more chances to get approved, and your credit behaviour will be reported to the credit bureaus. And if you pay on time and stay within limit, your will be able to improve your credit score.

You have a bad credit history. With this credit you still have some options. Look at credit card offers for bad credit, if you want to choose a credit card for you.