Bad Credit Cards FAQS

January 31, 2018
Since your goal is to improve your credit, you should first of all find out if the card is reported to the major credit bureaus. As the 7Eleven credit card is a station-branded card, the bank may not want to see applicants with too bad credit. However, at the same time, it is not necessary to have a perfect credit to qualify. A credit score in mid 600s should be enough to qualify for this offer. If your credit is low, look at other alternatives you have.
January 14, 2018
Mid America Bank & Trust Company offers credit cards to people with limited or damaged credit. If you have bad credit this bank credit cards are for you. You can find Mid America Bank offers that will help you establish or rebuild your credit.
January 02, 2018
Metabank offers prepaid cards. Prepaid cards don't have a credit line and they are not credit cards. No credit is granted to you and no payments are required, so it has no effect on your credit score. If you want to build credit, it's better to apply for a credit card. Owning a credit card may hurt your credit score if you don't pay on time or do some other bad things for your credit, but it can also help you build credit if you don't carry a balance and follow the rules. The best cards for building credit are secured cards. You may apply for them even if you have limited or no credit. They make you pay a deposit equal to your credit line. As soon as your credit has improved, you may...
October 23, 2017
With a score of 630 you have a bad credit. A Royal Caribbean credit card is a premium card, meaning that it is available for customers with good to excellent credit. Thus, although you can give it a shot, it is unlikely that you'll get approved. With poor credit history, your primary goal should be building your credit by obtaining a suitable credit card and paying your balance in full each month before the due date. There are credit cards specifically for people with poor credit history, for example, you can get a secured credit card and put a deposit equal to the credit limit you would like. Or you can get a credit card for bad credit and gradually improve your credit score, and soon...
October 13, 2017
No, you will not be approved for any of the Sam's Club credit cards if you have bad credit. Your credit score must be decent whether you apply for a basic Sam's Club credit card or for a Sam's Club MasterCard. We recommend you apply for a general rewards credit card for bad credit or secured card. Some secured cards come with rewards programs and no annual fee, so you could cover your security deposit.
September 16, 2017
The First Progress Bank issues secured credit cards. This means that in order tone able to use this card as a regular credit card, you need to pay a security deposit equal to your line of credit. The First Progress Bank states that their deposit ranges from $200 to $2,000, and so does your credit line. Consequently, if you want your credit limit to be bigger, pay more of a security deposit upfront. After you close the account, the First Progress Bank will automatically credit your account for the amount of the security deposit in full, so your money will return to you. Secured credit cards are perfect for building credit.
August 07, 2017
Having bad credit makes it harder to get a credit card, but there are still suitable options. You may consider credit accounts like Group One Freedom Card card. It is not a regular unsecured card, however. It allows users to buy merchandise from their catalogs or web sites. Another option for you can be a secured credit card. This type of cards is easier to qualify because they require a security deposit. The security deposit acts as a guarantee of your promise to pay and if you default on a secured credit card, the creditor will use your security deposit.
Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

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