Credit Card Banks FAQS

Since you are referring to a brand card that is not Visa, Mastercard, or American Express, you can't use it anywhere except Sunoco gas stations. If we are talking about earning or redeeming rewards this card is not about that as it is virtually just a discount card that is tied to one brand. You can earn rewards in the form of 5¢/ gallon discount or receive this discount as a statement credit only if the discount is not applicable at the moment of purchase. If you want universality, there are other cards that give rewards on all purchases.

Yes, you can set op online account access with Credit One. You should register your credit card on the bank's website. After that, you will be able to use and manage your credit account.

Macy’s credit cards are usually aimed at people with good credit history. And we do not currently offer them. However, you can apply for a general credit card which can also be accepted at Macy’s. The general credit cards can be used everywhere they are accepted – stores, gas stations, restaurants, etc. - whereas Macy’s card can be used at Macy’s and related brands. Every purchase made with a general credit card, which has a rewards program, can bring you rewards or cash back. Also you will be able to improve your credit history and apply for a better credit card.

You should show at least a year of responsible credit card use. For that you should make on time monthly payments on your credit card and stay within credit limit. Only then you can contact your credit issuer and ask for credit increase. Some issuers may offer you credit increase if they see you can manage your credit with all responsibility. Note that credit increase is not free and you will have to pay for this. Consult with your issuer about the credit increase terms. The contact phone number you can find on the back of your credit card.

If you are afraid of fraud when using your credit card online, use your card on secure web sites that you can be 100% sure are legitimate. To be sure a website is secure, look at the URL. If a page is secure, the URL begins with “https” – note the “s” at the end. The same you can see when you apply for credit card. When you click apply button you are redirected to a secure bank’s page with application form. Your personal information is protected by a bank.

If you are approved for a card you will receive an email saying that you are approved. Then a letter stating the same will come at the address you wrote in an application. Note, if you are approved and received an email confirmation, the actual card will come to your mailbox. Make sure you’ve changed your address. You can change your address right after you received an approval email. Just call the bank’s customer service and explain your situation. Banks are always willing to help their clients.

Walmart offers store credit cards to be used at the store. These cards are issued by Synchrony Bank and if they are Mastercard or Visa type credit cards, you can use them anywhere Mastercard and Visa are accepted. However, if it is just a store card, you won't be able to use it outside the store. If you want a card to use somewhere besides Walmart, try a general credit card. This card will allow you to earn rewards on any purchases, Walmart included.