So many fraud alerts on everything, I would not give out my credit information on line.

Answered on December 14, 2012
Updated on December 14, 2012
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller

If you are afraid of fraud when using your credit card online, use your card on secure web sites that you can be 100% sure are legitimate. To be sure a website is secure, look at the URL. If a page is secure, the URL begins with “https” – note the “s” at the end. The same you can see when you apply for credit card. When you click apply button you are redirected to a secure bank’s page with application form. Your personal information is protected by a bank.

All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

User Comments about This Question

BROWSE MORE QUESTIONS ABOUT Credit Card Banks:

It is hard to say which one of the credit bureaus is used most by the banks and credit card issuers to view credit scores. Every bank has its own preferences and one bank may pull different reports in different states. Some banks pull credit reports from all credit bureaus. Therefore, we recommend you to choose a credit card or a bank to apply with – you can use our card finder tool for it - and then find out which credit reports are usually pulled by this bank in your state.
The credit card companies and banks do not have an obligation to send a copy of a credit report to consumers. You can call the company and ask them to send you a copy of your credit report. The company may or may not send you a copy, depending on their policy and practice. You can get a free copy of your credit report once a year from each of the three major credit bureaus - TransUnion, Experian and Equifax. Just contact any of the bureaus to get your credit report.
A FICO score is a type of credit score that is used to assess credit risk and determine whether to extend credit. FICO scores take into account various factors in five areas to determine credit worthiness: payment history, current level of indebtedness, types of credit used, length of credit history and new credit accounts. Here are FICO scores for each credit rating: - Excellent: 750-850± - Good: 700-749± - Fair: 640-699± - Bad: 350-639± The scoring model of different credit bureaus may slightly differ because each credit bureaus uses its own formula but the average numbers are as...

Have A Credit Card Question? Ask Our Experts

Help us personalize your results
Your Credit History:
Do you have checking account?
How long have you had a loan or credit card?
Have you ever been declared bankrupt or defaulted on a loan?
Have you been late on any credit card or loan in the last year?
* - marked fields are required to be filled
By submitting your question, you agree to the following:*
Here at BestCreditOffers.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.
ASK YOUR QUESTION
ASK YOUR QUESTION

LOOKING FOR A CARD?

There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.