Credit Card Banks FAQS

It looks like you confuse us with a bank or credit card issuer, First PREMIER in your case. However, BestCreditOffers.com is not a bank and does not issue credit cards. Therefore, we cannot answer questions about specific transactions, bills or other issues of your account or credit card. For that, please call the bank’s Customer Service at 1-800-987-5521. Other contact information you can find on the official site of First PREMIER. Contact this organization - I’m sure they will be able to answer your questions.

Credit card companies have up to 30 days to respond to your application. After you applied for a credit card you should receive so called approval letter with the status of your credit card application. The time of approval depends on credit card issuer and usually it takes around 5 - 7 business days. This approval letter informs you whether you are approved or not for a desired credit card. If approved, the issuer tells you the estimated time it will take for your card to arrive. Also, in case of possible questions on you approval it provides you with a telephone number. If your application has been rejected, the letter should also state the reason you were rejected.Can’t wait...

Roughly speaking credit card takes from five to thirty days to arrive.As you applied for a credit card you can expect to receive a letter in the mail with the status of your credit card application within five to seven business days. However, if you applied online you will receive a notification letter via email little bit faster. If approved, a credit card company informs you of the estimated time it will take for your credit card to arrive. Also it provides you with a telephone number in case you have questions on your approval. Usually card comes within ten to fifteen days of your approval letter. If your application has been declined, the letter should state the reason you were declined...

If you want to know whether you were approved or not, you’d better address to your credit card issuer directly. Also, please check if you can see the status of your application online at your issuer’s official website. Please, keep in mind that banks need more than 14 business days to make a decision.

If you are talking about the code to activate your credit card, you can do it over the phone only and not over the Internet. This is done for security purposes. To activate your card, please call the toll-free phone number on the sticker on the back of your card, go through an automated verification process and that’s it. It is very important to call from the number you provided when you applied.

To know whether or not your application has been approved, please contact your credit card issuer directly and ask them. Check if you can see the status of your application at your issuer’s official website. Have all the necessary information at hand. If it is a credit card you are talking about, please keep in mind that typically it takes about 30 business days to process an application and make a decision.

First, just to let you know, we are not a credit card issuing company. Second, your excellent credit and stable income are definitely your advantages but please bear in mind that it is always your bank or credit card issuer and no one else who approves or disapproves your credit card application. As for the credit products, you can visit our website and browse through the credit cards specifically designed for your credit. If there is a credit card that is right for, apply for it online. Complete and submit a secure online application for that credit card and wait for your issuer’s reply that will be within 30 business days.