Credit Card Banks FAQS

September 14, 2011
It can take up to 30 business days to process your credit card application. If you are approved, your new card will arrive in the mail in 7 to 10 business days after approval. To check the status of your card application, please contact your credit card issuer or do it online (if possible) on your card issuer’s official web site.
August 23, 2011
9.9% + prime refers to a variable annual percentage rate (APR) where prime or a prime rate is an index used by banks which is 3 percentage points above the Federal Funds rate. The Wall Street Journal prime rate is its most common measure. The prime rate changes quite often, so the variable rate fluctuates with the prime rate.
August 03, 2011
To make it clear, at our web site you can only apply online for a credit card of your choice. Rest assured that it is safe, convenient and time-saving. If you want to apply by phone, please go to an official web site of a credit card issuer you are interested in and find their contacts there.
July 06, 2011
If you want to contact a credit card issuer, please visit their official web site or look at your credit card to find a toll free number there.
June 09, 2011
At BestCreditOffers.com we offer credit cards from the most reputable and reliable U.S. credit card banks. Please visit our Credit Cards by Bank section (see the left-hand menu), choose a bank and look through the credit cards issued by this bank. Apply online for a card of your choice.
January 04, 2011
Online banking is quite safe not to mention that it is eco-friendly, quicker and more convenient. Usually banks do have complex firewalls and protection security programs to ensure hacker-free transactions. But don`t forget to double check the amounts before closing your transactions and make sure your credit card statements reflect your online payment.
December 16, 2010
Don't worry if you lost your pre-approved application. These pre-approvals are no more than advertising gimmicks to attract more customers. Don't be misled thinking the credit card company picked you personally for a pre-approved credit card and invited you to apply for it with guaranteed approval, thousands of people receive such mailings. And if you receive a pre-approved credit card offer it doesn't necessarily mean you will get a credit card if you file a pre approved application. “Pre-approved” does not mean “approved”. Pre-approved means that the credit card company has done a preliminary screening of your credit history and found that you meet certain parameters...
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