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Answered on August 01, 2012 Updated on August 01, 2012
The content is accurate at the time of publication and is subject to change.
Roughly speaking credit card takes from five to thirty days to arrive. As you applied for a credit card you can expect to receive a letter in the mail with the status of your credit card application within five to seven business days. However, if you applied online you will receive a notification letter via email little bit faster. If approved, a credit card company informs you of the estimated time it will take for your credit card to arrive. Also it provides you with a telephone number in case you have questions on your approval. Usually card comes within ten to fifteen days of your approval letter. If your application has been declined, the letter should state the reason you were declined credit. If enough time has passed and you still have not received any tiny note from the issuer, contact them directly to inquire about your card.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
As a rule, banks are able to approve within two weeks. Sometimes the process can take up to a month, but only if a bank needs to verify some information. In some cases (usually for applicants with good credit), banks are able to provide approval within a couple of business days. When approved, your card should arrive in the mail within a week or two. Some banks offer expedited delivery, but usually it is not a free service. Note, that you can always contact the bank you applied with to find out the status of your application. Some banks even allow to do this online on their websites.
Chase Ultimate Rewards is good for frequent travelers. Ultimate Rewards points can be redeemed for cash back, statement credits, Amazon.com purchases, travel, or you can transfer your points to a participating loyalty program. Ultimate Rewards credit cards allow to earn only 1 point per dollar spend on non-travel and dining purchases. If you are not going to spend a lot in these categories, you may choose other travel credit cards.
You are right in your doubts. According to the conditions of bonus offer, you can't qualify for the bonus offer if you already have any Sapphire credit card, and you won't get the bonus offer if you had any Sapphire credit card and received the bonus within the last 24 months. Thus, since you canceled your card a year ago, you won't qualify for the bonus offer.
As an alternative you can apply for another credit card with good rewards bonus. If you need credit card for travel, take a look at travel rewards credit card. If you need card to earn maximum rewards on everyday purchases, then look...
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