Get more control over your bank accounts with mobile apps
The mobile apps to manage your bank accounts are becoming more and more popular. Most banks offer consumers their own free mobile applications to manage their finances. And most of these apps will allow you to check your balances, view transaction history, transfer money between accounts, and pay your bills. These are the general functions and different banks can add their own services. Let’s take a look at some apps from major institutions.
American Express
American Express® Mobile application allows consumers to pay bills, search transactions, and use rewards wherever and whenever they want. The American Express cardholders can see all their card accounts at once. There is no need to remember new user ID and password because cardholders can keep their current login they use on americanexpress.com. The most fascinating thing about American Express app is that you get access to your points. You can check point balance and use the points for charges.
Capital One
Capital One is one of the few banks who let customers make person-to-person payments. That is the most stunning feature about their app. Of course all the other options, usual for such apps are available on Capital One® Mobile as well. You can view your card account details: your balance, available credit, rewards balance and payment due date. You can pay your bills or schedule future payments. If you want to redeem your rewards, the app is the easiest way to do that. Capital One Mobile app combines Capital One® credit cards, Capital One 360℠, and Capital One® Bank.
CitiBank
CitiBank comes with Citi MibileSM App to manage your bank accounts. The app gives you access to all Citi accounts you have. It allows viewing recent account activity, pay bills, check balances, and transfer money between Citi accounts. If you want to send money to other people, Citi offers Popmoney® service. This service is good for person-to-person payments and can be used as electronic payment and invoicing system for small businesses.
Barclays
Barclays also offers application to their U.S. consumers – the Barclays App. All the standard features are available with this app. You can pay bills, check balances and monitor your account activity using your smartphone. The app also allows you to manage multiple accounts and set alerts and notifications.
As you can see, all the applications are rather similar: they can give the full access to your accounts and allow you to manage them with ease right from the place you are.
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