New Online Payment Management Tool from U.S. Bank
Good news for U.S. Bank customers: the company has a new online tool to help consumers make savvier choices about personal finances.
ScoreBoard is an online expense-reporting tool that gives folks access to trending and reporting data. They can monitor their credit card spending, compare it to larger consumer trends, and plan their future purchases. Easy-to-read graphs and charts show a clear picture of monthly spending, credit card purchases by category, and payments. Travel expenses, home improvement, and fuel spending can all be pulled out and tracked. Customers can also download their spending reports in HTML format, in Excel, or in PDF form.
Cliff Cook, senior vice president of payment services at U.S. Bank, said the tool is unique because customers can “gain insight into how their spending trends compare to previous years.” He said the service would help consumers make better financial decisions and plan for the future.
Credit card tools are a huge help online
Many credit card issuers offer excellent tools via their customer service pages and online account services pages. People with good credit can keep that credit good, and folks who need some help can easily find it. Things like debt calculators and balance transfer calculators let people figure out how much they’re paying in interest, how long it will take to pay off debts, and whether they can save money by doing a balance transfer.
Having good credit is a result of responsible credit card use; things like making payments on time, not maxing out your card, and having a long and solid credit history all help folks maintain a high credit score. Using online tools can help people track all these things, and empower them to improve their credit if they want to.
Paper statements going the way of the past
Now that so many people are becoming comfortable with logging into their accounts online, people have less need of actual paper statements from their companies. Online account centers can offer more information, in a more dynamic format, that the traditional paper statement.
Debit cards, prepaid cards, and credit cards can all generally be accessed online. Any information folks are used to finding on a statement they would have once gotten in the mail can easily be found online. And new tools like this one from U.S. Bank are making it easier and easier to access and manage your account, from anywhere.
Latest Credit Card Issuers News
Wells Fargo & Company has recently announced the release of tap-to-pay contactless consumer credit and debit cards. Wells Fargo cardholders are already familiar with the advantages of digital wallets and are involved in paying for purchases and initiating ATM transactions by means of their mobile phones, while tap-to-pay cards are something new.
Dog-lovers can get checks or credit cards printed with pictures of adorable pups. If you’d rather be at the beach, you can carry a credit card picturing the waves and sand. And now sports fans can order a new credit card with the logo of their favorite teams and players.
Loyal JetBlue customers have another reason to use Chase credit cards: the banking giant and credit card issuer has announced that the JetBlue TrueBlue loyalty program is the newest Chase Ultimate Rewards partner, and cardholders will now be able to redeem their reward points for travel on the airline.
Good news for American Express Platinum cardholders who live or travel in the Denver area: American Express has just announced plans to add a Centurion lounge to the Denver International Airport (DIA). And it will be huge—over 14,000 square feet—making it the second-largest Centurion lounge location.
The Walt Disney Company and Chase Card Services recently announced that they will continue their longstanding relationship, extending their co-branded Disney Visa Card, Disney Premier Visa Card and Disney Visa Debit Card programs in a multi-year agreement.