Check your credit card statement for fishy charges
Scammers do not sleep long and always get a new con ready to use relying on the fact that many consumers don’t check their credit card statements carefully. Don’t fall for it. Review your monthly statements for unexplained charges of $9.84. Found such charges? Call your bank or credit card issuer at the number shown on the back of your card to contest them.
The insight into the $9.84 scam:
A charge of $9.84 appears in your credit card statement. The source listed is an unfamiliar website. After checking out the website address, it appears to be a generic landing page that claims to offer “customer support”. There is a promise of 100% refund of the last payment and a phone number with email address to contact.
Such small amounts of money are usually charged by scammers to stolen credit card numbers. This $9.84 is the recent amount charged by scammers and it may change once consumers become aware of it.
Scammers expect that most cardholders won’t notice such relatively small charge. Also not every bank will go after such a minor sum.
It is also known that victims who call the “customer support” do receive a verbal confirmation that the charge would be canceled. But don’t believe scammers. Contact your bank to report charges and request a new credit card. Since your credit card information was compromised, the scammers most likely will be back for more.
It is important to reduce the risk of credit card fraud by doing some simple things:
- Do not wait long when your card is lost or you see incorrect charges, call your bank immediately. In the U.S. if your credit card is lost or stolen, you may be responsible for up to $50. But if you report the loss before the card is used, you are not responsible for any unauthorized charges. Most credit card companies have zero liability policies to protect their consumers. For instance, all credit cards with MasterCard label on them come with zero liability protection for lost & stolen cards.
- Any unauthorized charge is a sign you need a new credit card. Any tiny charge you do not recognize in your credit card statement may mean that your credit card information has been compromised. Do not risk any longer and request a new card.
- Do not give your card to anybody. And do not leave you cards, receipts and statements lying around your home, office or even your car.
- Do not put your sing on a blank charge slip. Always make sure you drew lines through blank spaces on the charge slips above the total amount. Thus, the amount can’t be changed.
- Be double cautious when ordering online or over the phone. Deal with reputable companies only. Mind who you are going to disclose your account number.
Latest Credit Card Issuers News
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According to the 2017 Direct Retail Banking Satisfactions study, Discover is the second of the nine participating U.S. direct banks, scoring 869 points out of 1,000, being one in three banks topping the industry average for overall satisfaction.
