Check your credit card statement for fishy charges
Scammers do not sleep long and always get a new con ready to use relying on the fact that many consumers donâ€™t check their credit card statements carefully. Donâ€™t fall for it. Review your monthly statements for unexplained charges of $9.84. Found such charges? Call your bank or credit card issuer at the number shown on the back of your card to contest them.
The insight into the $9.84 scam:
A charge of $9.84 appears in your credit card statement. The source listed is an unfamiliar website. After checking out the website address, it appears to be a generic landing page that claims to offer â€ścustomer supportâ€ť. There is a promise of 100% refund of the last payment and a phone number with email address to contact.
Such small amounts of money are usually charged by scammers to stolen credit card numbers. This $9.84 is the recent amount charged by scammers and it may change once consumers become aware of it.
Scammers expect that most cardholders wonâ€™t notice such relatively small charge. Also not every bank will go after such a minor sum.
It is also known that victims who call the â€ścustomer supportâ€ť do receive a verbal confirmation that the charge would be canceled. But donâ€™t believe scammers. Contact your bank to report charges and request a new credit card. Since your credit card information was compromised, the scammers most likely will be back for more.
It is important to reduce the risk of credit card fraud by doing some simple things:
- Do not wait long when your card is lost or you see incorrect charges, call your bank immediately. In the U.S. if your credit card is lost or stolen, you may be responsible for up to $50. But if you report the loss before the card is used, you are not responsible for any unauthorized charges. Most credit card companies have zero liability policies to protect their consumers. For instance, all credit cards with MasterCard label on them come with zero liability protection for lost & stolen cards.
- Any unauthorized charge is a sign you need a new credit card. Any tiny charge you do not recognize in your credit card statement may mean that your credit card information has been compromised. Do not risk any longer and request a new card.
- Do not give your card to anybody. And do not leave you cards, receipts and statements lying around your home, office or even your car.
- Do not put your sing on a blank charge slip. Always make sure you drew lines through blank spaces on the charge slips above the total amount. Thus, the amount canâ€™t be changed.
- Be double cautious when ordering online or over the phone. Deal with reputable companies only. Mind who you are going to disclose your account number.
Latest Credit Card Issuers News
The digital environment is becoming increasingly common these days. This also applies to the credit sector. Most likely, you use credit card apps or at least visit your issuerâ€™s website from time to time. Indeed, online accessibility is highly important for customers. Considering this fact, issuers seek not only to provide high-quality service but also to design a user-friendly mobile app and site interface that will help cardholders quickly find the necessary information or solve an issue.
Wells Fargo & Company has recently announced the release of tap-to-pay contactless consumer credit and debit cards. Wells Fargo cardholders are already familiar with the advantages of digital wallets and are involved in paying for purchases and initiating ATM transactions by means of their mobile phones, while tap-to-pay cards are something new.
Dog-lovers can get checks or credit cards printed with pictures of adorable pups. If youâ€™d rather be at the beach, you can carry a credit card picturing the waves and sand. And now sports fans can order a new credit card with the logo of their favorite teams and players.
Loyal JetBlue customers have another reason to use Chase credit cards: the banking giant and credit card issuer has announced that the JetBlue TrueBlue loyalty program is the newest Chase Ultimate Rewards partner, and cardholders will now be able to redeem their reward points for travel on the airline.
Good news for American Express Platinum cardholders who live or travel in the Denver area: American Express has just announced plans to add a Centurion lounge to the Denver International Airport (DIA). And it will be hugeâ€”over 14,000 square feetâ€”making it the second-largest Centurion lounge location.