Credit Cards For Shopping At Menards

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Menards® is a family-owned company and one of the largest chains of home improvement stores in the U.S. The company is headquartered in Eau Claire, Wisconsin and has stores in 14 states. Menards started its journey in 1958 and has become known through the home improvement industry as the low price leader with the slogan Save Big Money!® Menards offers different services to their customers, including credit programs. Credit programs are aimed at consumers, contractors, and businesses.

BEST ALTERNATIVES TO MENARDS CREDIT CARDS
CARD for EXCELLENT/GOOD CREDIT
Discover it® Miles
Click the Compare link to compare the checked cards side-by-side at the comparison table.

We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.

Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.

No Blackout Dates - fly any airline, stay at any hotel.

Consumer Rating: 5 / 5
CARD for BAD CREDIT
Horizon Gold
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Instant $500 Credit Line. No Credit Check.

No Employment Check.

Must have Active Debit Card or Credit Card to qualify.

Consumer Rating: 4 / 5
Discover it® Cash Back
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APR Annual Fee Activation Fee Instant Response
13.49% - 24.49% Variable $0 See terms No
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Earn unlimited 1% cash back on all other purchases – automatically.
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Consumer Rating: 5 / 5
Credit One Bank® Unsecured Visa® for Rebuilding Credit
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APR Annual Fee Activation Fee Instant Response
17.49% - 25.49% Variable $0 - $99 See terms No
  • Find out if you Pre-Qualify without harming your credit score
  • Eligible purchases earn 1% cash back rewards automatically, terms apply
  • Get a credit line between $300 and $3,000 based on your credit history
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • Choose your monthly payment due date for added convenience, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Manage your account on-the-go with the Credit One Bank mobile app
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • View your Experian credit score online for free, terms apply
Consumer Rating: 4 / 5
Discover it® chrome
Click the Compare link to compare the checked cards side-by-side at the comparison table.
APR Annual Fee Activation Fee Instant Response
13.49% - 24.49% Variable $0 See terms No
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Consumer Rating: 5 / 5
Milestone® Mastercard® with Free Choice of Card Image
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APR Annual Fee Activation Fee Instant Response
23.9% $35 - $99* See Terms* No
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Consumer Rating: 4 / 5
Credit One Bank® Unsecured Visa® with Free Credit Score Tracking
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
APR Annual Fee Activation Fee Instant Response
17.49% - 25.49% Variable $0 - $99 See terms No
  • Find the card that’s right for you without affecting your credit score.
  • Show off your personality by selecting from a variety of card designs, a fee may apply.
  • Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV, terms apply.
  • Set up custom email or text alerts so you'll always be aware of your payment due date, when your payment posts, or if your available credit runs low.
  • Don’t get stuck with a payment date that doesn’t work with your schedule. Credit One Bank allows you to choose your monthly payment due date. Terms apply.
  • Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.
  • As you build a positive credit history, you'll earn more credit line increase opportunities. A fee may apply.
  • Know you’re protected from unauthorized charges with Zero Fraud Liability—included with every Credit One Bank account.
Consumer Rating: 5 / 5
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
Please, select your credit score
Please, select your bankruptcy status
Please, select your state
Select the state of your residence
Check off your current active bank accounts. Don't check anything if you haven't active accounts.
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Menards Credit Cards

Menards financing offers are designed to help consumers and businesses finance their home improvement or reconstruction projects. There are three credit cards offered by Menards: Big Card, Contractor Card, and Commercial Card. The last is a credit program for large companies and nonprofit organizations.

The Menards Big Card is offered to consumers to finance their large and small projects. The card has three benefits which do not come as a set though. You will have to choose from these benefits every time you make a purchase at Menards. The Big card benefits are extra rebates and savings, 0% interest rate for 6 months on purchases over $299, and low 3.99% APR for 48 months on purchases over $1,500.

These benefits are very tempting but do not let them to carry you away. The ongoing interest rate for the Big card is rather high – 25.24% variable standard APR. And the penalty APR is even higher – 28.24% variable APR. So if you are not organized enough you may accrue an unpayable debt.

To apply for Menards credit card, you can visit a local Menards store or their website. The online application is available for the Big Card only. Those who want to apply for a Contractor card or a commercial card will have to print out the application form and bring it to a local Menards store, or send by mail.
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