If you have a stable income that exceeds your expenses and have a valid social security number, you can qualify for a student credit card. Student cards are created to help students start building their credit history. They often come without application and annual fees. As for the monthly fees, they will depend on your card balance and the interest rates. You can avoid interest payments, though, by paying off your credit card balance in full each month. All your credit card payment activity will be reported to the major credit bureaus, which is important when you build credit. Try to make at least minimum monthly payments on time and keep your debt low to build good credit.
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While the GameStop credit card allows to build credit history, we would not recommend it as a first credit card because the card is basically designed for people with established credit. Also we wouldn’t recommend you this card because of its high interest rate. Another disadvantage of the card is that you can’t use this […]
Continue »If you’re getting your first-ever credit card, you’ll want to look for a card that’s designed for folks with limited credit, or no credit.
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