If you have a stable income that exceeds your expenses and have a valid social security number, you can qualify for a student credit card. Student cards are created to help students start building their credit history. They often come without application and annual fees. As for the monthly fees, they will depend on your card balance and the interest rates. You can avoid interest payments, though, by paying off your credit card balance in full each month. All your credit card payment activity will be reported to the major credit bureaus, which is important when you build credit. Try to make at least minimum monthly payments on time and keep your debt low to build good credit.
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Unfortunately, this credit card id not currently available on the banks’s website. But to get a credit card young people under 21 have to show proof of their sufficient income or have a co-signer (say, one of the parents). As for the credit cards you may be eligible for, consider student credit cards targeting high […]
Continue »Starting credit history from the very beginning is always better than improving it and credit card issuers are not too captious.Look into credit cards for those with limited/no credit history: these cards are created for newbies. The cards have quite high APRs and fees. However it is possible to find a card with 0 intro […]
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