Do I need a co-signer to apply for a student credit card or for any other card like Amex Everyday? I live separately from my parents now and would like to have my own credit card.

Answered on October 03, 2019
Updated on October 03, 2019
The content is accurate at the time of publication and is subject to change.
No, you won't need a co-signer to apply for a student credit card or Amex Everyday. In fact, there are not many issuers that would allow co-signers. That is actually great as cosigning is a complicated thing. Having your own credit card from the beginning is a great way to learn finances, responsibility, and to start building credit. You may qualify for a student credit card as long as you are at least 18 years old, have SSN, U.S. citizen/resident, and have verifiable income. To qualify for the Amex Every Day card, you should have at least good credit history. If you already have some credit accounts, make sure they are in good standing to increase your chances to qualify. Issuers always check how active accounts are managed to evaluate the applicant's creditworthiness and make approval decision.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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