What is the best card to begin with to build credit? My doughter never had a credit card. Of course she needs to establish credit. Thinking about Wells Fargo for Students. Does it have a signup bonus?
Updated on July 25, 2019
Starting credit history from the very beginning is always better than improving it and credit card issuers are not too captious.
Look into credit cards for those with limited/no credit history: these cards are created for newbies. The cards have quite high APRs and fees. However it is possible to find a card with 0 intro APRs or without annual fee. Also some cards offer bonus programs: you can earn points or cash back on purchases you make.
If your son wants a bonus credit card, Wells Fargo Cash Back College Card is not the best option as it has no bonus.
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