Low Rate Card Offers FAQS

February 13, 2018
A Wawa credit card is a rewards card that does not offer any kind of special financing. If you purchase anything, you have to face the interest charges. Ongoing APR on this card is pretty high - 26.24%. If you are after special intro financing, then a better option for you is to apply for a general card with 0% intro APR. Such cards allow you to make purchases anywhere their payment system is accepted and you get a long period of no interest on purchases.
February 10, 2018
We would not recommend you to apply for a store credit card to rebuild your credit. While it is rather easy to get approved for a store credit card, such cards come with high interest rates and hefty late payment fees. The Lane Bryant credit card comes with a high interest rate, so carrying a balance will cost you. Today it is possible to find a credit card with lower APR. Regular credit cards from major banks will give you more flexibility. You will be able to use them everywhere and not at a particular retailer. You also can earn rewards, plus most banks will give you access to your free credit score. You will be able to monitor your credit score changes: you will see what makes it go up...
February 05, 2018
In order to take part in Menards' no-interest financing plans, you must be a Menards' Big Card holder. To get the Menards' Big Card, you can either visit your local Menards store and apply in-store or you can visit their website and fill out a Menards' application online. Once you are approved you will get the opportunity to qualify to one of Menards' financial plans - 6-month plan of no interest financing for purchases over $299 and 48-month plan of 3.99% low interest for purchases over $1,500. If you fail to make a monthly payment or pay off the balance by the end of your financial plan, you will pay interest back to the first day of your purchase. The interest rate of the Menards' credit...
January 07, 2018
Unfortunately, сo-branded credit cards come offten with high interest rate and almost never offer 0% APR on purchases for cardholders. If you need this feature you'd better consider getting a regular credit card, that may offer not only 0% intro APR on purchases but even decent rewards and no annual fee.
December 05, 2017
The interest on the ARCO credit card is high indeed. There is also no low intro rate or promo offer of any kind. If you want a card with the lower interest, you may consider 0% intro APR credit cards.
October 22, 2017
If your credit is bad I am not sure you will be approved for their card. If your credit is good there are so many options. Consider a card with a 0% promotional interest rate that earns rewards. This is always a better option than a store card that presents a no interest option. Special financing on store cards can result in being charged a lump sum of interest that can date back to the original date of purchase. Interest rates on store cards can be very high. There are also cards that offer a welcome bonus. This means once you are approved for the card you spend a certain amount of money within a certain period of time to receive the bonus. Going with a traditional bank card can help you...
June 26, 2017
You can really do better than that. With a NCL card you'll have to pay interest almost from the start – there's no 0% into APR - and the interest can go up to 23.74%. If you cannot wait to go on vacation, but you are currently short of money, try a 0% intro APR credit card. That way you won't at least pay the same amount in interest, and the 0% intro period can stretch a lot, enough to pay off the balance in time.
Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

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