I wanted to get a ARCO credit card, but its interest is way too high for me. Is there a card with lower interest rate?
Answered on Tuesday, December 5th, 2017 by
Amy Miller

The interest on the ARCO credit card is high indeed. There is also no low intro rate or promo offer of any kind. If you want a card with the lower interest, you may consider 0% intro APR credit cards. For example, the Discover it Cashback Match credit card has 14 months of zero interest on purchases and 14 months also on balance transfer. This card is very suitable for paying at gas stations because it offers increased rewards at gas stations – 5% back through April up to the quarterly maximum if you activate this category. On all other purchases, it offers 1% cash back.

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Yes, the Pilot RV card is not a credit card. It is a charge card, that means that you have to pay off the balance each month anyway. If you don’t do it, you’ll face high fees and may lose the card. You get a credit limit each month, so you can make purchases for this amount and then pay off. If you are diligent with your payments, then this card is ok for you, but if you are not sure, then there’s no reason to get the card.

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Torrid Card’s APR on Purchases is about 26.24% with no intro period and Lane Bryant offers even higher regular APR – 28.24%. As both cards are not the best choice for regular shopping (high APR and rewards limited by particular stores) we advice you to get a general cash back credit card. You can find […]

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