What are the best credit cards for fair credit?

Answered on August 05, 2010
Updated on August 05, 2010
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
Your choice of a best credit card for fair credit will depend on your individual situation, your needs and habits. To view our top offers in the category please go to Fair Credit Card Offers and choose according to your preferences. If you don't pay in full each month, compare introductory 0% or low interest rate credit cards. See details of cash back rewards program if you plan to regularly use it for purchases. If you are looking for a way to save on credit card costs, pay attention to no annual fee offers. Or read details on any other benefit that is a priority for you.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

User Comments about This Question

BROWSE MORE QUESTIONS ABOUT Fair Credit Cards:

Most co-branded credit cards like Speedway credit card won't require you to have excellent credit to qualify. It is often enough to have fair credit to get such card. However, if you want to apply for this card simply because of rewards it gives, you may want to skip this offer and apply for their free Speedy Rewards program. You won't get line of credit but will be able to earn rewards. Also, applying for their loyalty program won't hurt your credit score. Or you can apply for a credit card for fair credit. Some of these credit cards offer rewards program.
All in all, your credit scores are considered average. To apply for a Menards credit card your credit should be good or better. If you apply for a PNC credit card with your current credit scores, your chances to qualify will be low. If you are looking for a cash back credit card, look at the cards offered to people with average credit. Some of the offers can have cash back rewards programs that may suit your needs.
Well, when it comes to credit issuers, there is one thing you always have to remember. When you apply for any credit card, not just the PenFed card, your current credit score is not going to be the only thing the credit issuer is going to check, there are several other factors they will also look into. Your current credit score will still play a very important role in the issuer deciding whether or not you will be approved for the card. I would say, as long as you have a credit score that is at least fair, you have a good chance of being approved. You can apply for one of their cards by...

Have A Credit Card Question? Ask Our Experts

Help us personalize your results
Your Credit History:
Do you have checking account?
How long have you had a loan or credit card?
Have you ever been declared bankrupt or defaulted on a loan?
Have you been late on any credit card or loan in the last year?
* - marked fields are required to be filled
By submitting your question, you agree to the following:*
Here at BestCreditOffers.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.
ASK YOUR QUESTION
ASK YOUR QUESTION

LOOKING FOR A CARD?

There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.