I got lower credit limit on my Overstock card than expected and now I need another card. Which card will give me a higher credit limit?
Answered on Saturday, February 25th, 2017 by
Updated: February 25th, 2017
Amy Miller
The content is accurate at the time of publication and is subject to change.

As a rule, your credit limit is based on your creditworthiness and your credit score. However, some credit cards do not offer a high credit limit to anyone, no matter how good your credit is. Store credit cards tend to have low credit limits. If you’d like a credit card with a higher limit, you should consider applying for a regular credit card – not a store card. But before you apply, check your credit reports to see if and how your credit score’s changed after you got the Overstock card. Having good credit will make a big difference in how much credit you’re given. The best way to get a high credit score is to always pay your credit card monthly bill on time, every month.

All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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