Best Credit Cards FAQS

October 06, 2021
With so many credit card issuers, there is quite a lot of competition between credit card companies to get customers, especially those with decent and good credit ratings. Millions of new credit card accounts are approved by all the credit companies every year. However, deciding upon the best credit cards could be quite confusing for the customers, which is why they should look for certain features which are common to the best credit cards. The best credit cards are always characterized by their lower interest rates. The credit cards with the lowest rates are offered to those who have the best credit history. The lower the annual percentage rate, the lesser will be the interest one will...
November 08, 2020
There are a lot of good credit card offers but what is the best credit card for you depends on your credit score and your preferences. First of all, know your credit score to find the right credit cards to choose from and to qualify for a credit card. Secondly, consider your preferences to understand what type of card fits you best. You may be looking for a credit card with rewards, with low interest rates or no annual fee. For example, rewards credit cards are good for those who spend a lot, but ensure that the fees you pay on your rewards card are something that is worth the money. Look for low APR credit cards - they will help you to control your finances. Identify where you are...
August 17, 2018
If you fly Finnair often (at least two or three times a year) a Finnair Plus Mastercard may worth it because the card has travel benefits like lounge access and inflight savings. However, if you do not fly with Southwest often, we recommend you consider travel credit cards and without an annual fee.
April 30, 2018
In general, a card with an annual percentage rate, or APR, above ten percent will not be considered a low-interest credit card. If you're looking for a card that offers a good APR, you'll want to stay away from store credit cards and focus your search on cards that are issued by larger networks, such as American Express, MasterCard, and Visa. Regular consumer credit cards that you can get from big banks like Citi, and Bank of America will give you a good deal on your APR, especially if you have good credit. Many cards look at your credit report before offering you their premier credit card or their regular one. The premier card will have a lower APR and better rewards, but either is...
March 20, 2018
When it comes to the credit cards that are offered by banks and credit unions, you will notice that the cards are in fact, very similar. Both kinds of cards are commonly affiliated with major payment networks, which mean you can use them at a wide range of places. In addition to this, both kinds of cards commonly come with fair APRs. When it comes down to banks and credit unions, what they actually do is very different from one another. Banks are financial institutions where people can have their money held and have access to a wide variety of other financial services. Credit unions are nonprofit organizations which allow members to receive credit with low interest rates. The PenFed credit...
February 20, 2018
Take a look at a credit card that has a Visa, Mastercard logo on it. Most general credit cards from major banks have one of these logos. Think whether you want a credit card with rewards or a card without an annual fee and with low interest. Depending on your credit score, you can find a credit card with all these features or only with one of them. Therefore, we recommend you to check your credit score to make sure you apply for the credit card you may qualify.
February 15, 2018
A chip card, also called a smart card, is a credit or debit card with a computer chip embedded in the face of the card. Most of the chip cards issued by the banks still have magnetic stripes. This is done to improve payment security, making it more difficult for fraudsters to successfully counterfeit cards. The difference between the chip and magnetic cards is the following: the magnetic stripes on traditional debit and credit cards contain unchanging data, which makes traditional cards the prime target for counterfeiters. Unlike magnetic-stripe cards, every time an EMV card is used for payment, the card chip creates a unique transaction code that cannot be used again.
Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

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