Best Credit Card FAQs


Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

Thank you!

Your question has been successfully sent!

What is your question?
Please, enter your question and contact information so that we can send our answer to you by e-mail.
Please fill in all the required fields.

In general, a card with an annual percentage rate, or APR, above ten percent will not be considered a low-interest credit card. If you’re looking for a card that offers a good APR, you’ll want to stay away from store credit cards and focus your search on cards that are issued by larger networks, such […]

Continue »

Yes, in fact there are actually several credit cards that we recommend. There are many cards available in today’s market that allow you to collect about 1-2% cash back on all the purchases you make. Although it’s easy enough to apply for one of those cards, you would probably be more interested in applying for […]

Continue »

When it comes to the credit cards that are offered by banks and credit unions, you will notice that the cards are in fact, very similar. Both kinds of cards are commonly affiliated with major payment networks, which mean you can use them at a wide range of places. In addition to this, both kinds […]

Continue »

Take a look at a credit card that has a Visa, Mastercard or a Discover logo on it. Most general credit cards from major banks have one of these logos. Think whether you want a credit card with rewards or a card without an annual fee and with low interest. Depending on your credit score, […]

Continue »

February 15th, 2018
What is a chip and PIN card?

A chip card, also called a smart card, is a credit or debit card with a computer chip embedded in the face of the card. Most of the chip cards issued by the banks still have magnetic stripes. This is done to improve payment security, making it more difficult for fraudsters to successfully counterfeit cards.

Continue »

If your credit score is between 700 and 749±, you have a good credit history. You may call yourself a lucky one – all the doors are open to you. You may choose from a wide variety of credit cards. First of all, you need to identify your goals. Do you want to save money […]

Continue »

You should look for a credit card that has a Visa, Mastercard or a Discover logo on it. Most general credit cards from major banks have one of these logos. Think whether you want a credit card with rewards or a card without an annual fee and with low interest. Depending on your credit score, […]

Continue »

            
Best Credit Offer
Discover it® Miles
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Consumer Rating: 5 / 5
Copyright © 2001-2018 BestCreditOffers.com All Rights Reserved.

*See the credit card's terms and conditions on the online application page. Note that this website may be compensated by credit card issuers when the visitor applies for a card through the links on this website. We do our best to maintain all information accurate and up to date. However, we do not warrant the credit card information won't change. Click the "Apply Online" button and review the current info on the secure credit card terms page.

Information in these articles is brought to you by BestCreditOffers.com. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.

The BestCreditOffers.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com website are property of their respective owners.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

Disclosure: Not an access card.

You've successfully subscribed!

Please specify the following:All these fields are optional

Thank you for providing this information! We will make sure our letters are useful for You.