I applied for a HEB credit card expecting a big credit limit no less than $25,000 and I got only $10,000. What's the matter? And where are my rewards?

Answered on April 10, 2017
Updated on April 10, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
The best way to figure out why you don't have credit limit as big as you were expecting is to address the issuer directly. That is, to find out the reason for this, you need to find a local HEB branch and ask them. Mostly your credit limit depends on your credit history. If it is yet to build, that the chances of you getting a large credit limit are rather low. The bank is just not sure it can trust you to pay your large balance soon. As soon as you increase your credit score you will get bigger credit limit. As for the rewards, HEB credit cards currently don't offer any rewards. But you can enjoy discounts at HEB stores or opt for a specific credit card with rewards that will allow you to shop at any store, not just at HEB.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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