HIGH LIMIT CREDIT CARDS FROM TOP ISSUERS

Having a high credit limit gives you a lot of spending power. Having no pre-set credit limit gives you unlimited spending power. It can be a great advantage: you can make as many purchases as you can afford. The key is to manage your expenses properly. Having no-preset limit doesn't mean that you can go and buy everything. Vice versa, now you need to be more careful and smart because it is you who set credit limit.

Best High Limit Card Offer 2018

Horizon Gold Application
Compare now (16) »
4
Card Overall Rating
Bad Credit
Regular APR
0.00%
Annual Fee
See Terms
Instant Response
Yes
Credit Bureaus Reporting
Yes
  • Must have Active Debit Card or Credit Card to qualify.
  • Instant $500 Credit Line.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.

Other Credit Cards with High Limit

Fit Mastercard® Credit Card Application
Compare now (16) »
4
Card Overall Rating
Bad/Fair Credit
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Checking Account Required
Regular APR
See Terms*
Annual Fee
See Terms*
Instant Response
Yes
Credit Bureaus Reporting
Yes
5
Loan Overall Rating
Any Credit
  • Up to $5,000 deposited to your bank account
  • Get funds as soon as tomorrow
  • Fast, Safe, and Convenient - all online!
Checking Account Required
Yes
Maximum Loan Amount
$5,000
Minimum Loan Amount
$500
Employment Required
Yes
Discover it® Cash Back Application
Compare now (16) »
5
Card Overall Rating
Excellent, Good Credit
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Regular APR
13.99% - 24.99% Variable
Annual Fee
$0
Instant Response
No
Credit Bureaus Reporting
Yes
4
Card Overall Rating
Fair / Good Credit
  • Our application is quick and easy with instant pre-qualification available
  • All credit histories considered
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Regular APR
23.9%
Annual Fee
$35 - $99*
Instant Response
No
Credit Bureaus Reporting
No
5
Loan Overall Rating
Any Credit
  • Need cash for your personal expenses?
  • Up to 5k - Fast, Secure, and All Online!
  • You can pay off credit card bills and save!
Checking Account Required
Yes
Maximum Loan Amount
$5,000
Minimum Loan Amount
$500
Employment Required
Yes
4
Card Overall Rating
Fair / Good Credit
  • Simple and fast application process
  • Don't have perfect credit? No problem!
  • Free 24/7 account access and bill pay from anywhere
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APR
23.9%
Annual Fee
$0 - $99
Instant Response
No
Credit Bureaus Reporting
No
5
Loan Overall Rating
All Credit Considered
  • Request a loan in under 2 minutes!
  • This service is free and will NOT affect your credit score
  • Money can be deposited as soon as the next business day
Checking Account Required
Yes
Maximum Loan Amount
$40,000
Minimum Loan Amount
$500
Employment Required
Yes
4
Card Overall Rating
Fair/Bad Credit
  • Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • You may be eligible for a Credit Line Increase after six months
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Select your favorite card design from our gallery, for free!
  • Online Customer Center available 24 x 7
  • Issued by The Bank of Missouri
Regular APR
See Terms*
Annual Fee
See Terms*
Instant Response
Yes
Credit Bureaus Reporting
Yes
5
Loan Overall Rating
All Credit Considered
  • Request a loan in under 2 minutes!
  • This service is free and will NOT affect your credit score
  • Money can be deposited as soon as the next business day
Checking Account Required
Yes
Maximum Loan Amount
$40,000
Minimum Loan Amount
$500
Employment Required
Yes
5
Card Overall Rating
Fair Credit
  • Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
  • CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go.
  • Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won't be held responsible for unauthorized charges.
  • Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc.
  • Keep an eye on your credit information with free online access to your Experian credit score. Terms apply.
  • Get access to billing statements online when you Go Paperless. Enjoy quicker access to your account documents without the hassle of having to wait ‘til they arrive in the mail.
Regular APR
19.74% - 25.74% Variable
Annual Fee
$0 - $99
Instant Response
No
Credit Bureaus Reporting
Yes
Discover it® chrome Application
Compare now (16) »
5
Card Overall Rating
Excellent, Good Credit
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Regular APR
13.99% - 24.99% Variable
Annual Fee
$0
Instant Response
No
Credit Bureaus Reporting
Yes
4
Card Overall Rating
Fair / Good Credit
  • Gettington Credit Account (issued by WebBank)
  • Gettington offers thousands of name brand products and convenient credit.
  • Gettington Credit Account features a low APR, no annual fees**, no hidden fees** and the ability to pay your way:
  • FAST Option: Use this when you want to pay off purchases faster. Make 4 Monthly Payments and you'll be paid in full.
  • EASY Option: Use this when you need more flexibility. Spread out the cost of your purchase over 24 Monthly Payments or less - much faster than a typical credit card payback!
  • New customer offer. Free shipping on your first order of $49 with an approved Gettington Credit Account** Enter Code: GTN918
Regular APR
29.99% (non-variable)
Annual Fee
$0
Instant Response
Yes
Credit Bureaus Reporting
Yes

Credit Card Limit: a Measure of Your Creditworthiness

When you receive a credit card, the card issuer will have set you a credit limit. It is the maximum amount of money you are allowed to spend on your plastic. The credit limit is based on the information from your credit report and an application form. Credit companies take into consideration your level of income, current employment, payment history and other factors.

Different credit companies can have different measures to evaluate your creditworthiness. And that's why one issuer may offer you a plastic with $5,000 credit limit and another issuer may offer you a plastic with $7,000 credit limit.

Most people want to get a high credit limit because it can be a great advantage. It gives you flexibility for purchases and a lot of spending power. It can even increase your credit score because your debt/available credit ratio will be lower.

Typically, the better your score, the higher your credit limit will be. So, if you have a big credit limit, it means that you have proved to be a trustworthy and responsible customer. Some issuers can give you a big credit limit initially or increase it gradually if you manage the debt well.

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Debit Card
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This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
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