High Limit Credit Cards from Visa and MasterCard

Having a high credit limit gives you a lot of spending power. Having no pre-set credit limit gives you unlimited spending power. It can be a great advantage: you can make as many purchases as you can afford. The key is to manage your expenses properly. Having no-preset limit doesn't mean that you can go and buy everything. Vice versa, now you need to be more careful and smart because it is you who set credit limit.

Best High Limit Card Offer 2018

First Access Visa Application
Compare now (51) »
4
Card Overall Rating
Fair/Bad Credit
Regular APR
See Terms*
Annual Fee
See Terms*
Instant Response
Yes
Credit Bureaus Reporting
Yes
  • Get the security and convenience of a full-feature, unsecured VISA® Credit Card - accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • You may be eligible for a Credit Line Increase after six months
  • Easy and secure online application

Other Credit Cards with High Limit

5
Card Overall Rating
Fair Credit
  • Seeing if you Pre-Qualify is fast, easy, and secure
  • Get 1% cash back rewards on eligible purchase, terms apply
  • Rewards post automatically to your account each month.
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply
  • Enjoy exclusive offers available to Credit One Bank card members through Visa® Discounts.
  • Your card includes travel accident and auto rental collision insurance from Visa®
Regular APR
19.15% - 25.24% Variable
Annual Fee
$0 - $99
Instant Response
No
Credit Bureaus Reporting
Yes
4
Card Overall Rating
Fair / Good Credit
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Regular APR
23.9%
Annual Fee
$35 - $99*
Instant Response
No
Credit Bureaus Reporting
Yes
4
Card Overall Rating
Bad Credit
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for a WebBank/Fingerhut Credit Account today. Fill out our easy online application.
  • Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
  • Choose From Over 450,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Get the Credit You Deserve.
  • We just love saying "YES!"
Regular APR
See Terms
Annual Fee
$0
Instant Response
Yes
Credit Bureaus Reporting
Yes
Total Visa Card Application
Compare now (51) »
4
Card Overall Rating
Bad/Fair Credit
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!
  • No-Fee credit line increase opportunities!
Regular APR
See Terms*
Annual Fee
See Terms*
Instant Response
Yes
Credit Bureaus Reporting
Yes
5
Card Overall Rating
Fair Credit
  • Enjoy peace of mind with $0 Fraud Liability
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Enjoy more buying power with credit line increase opportunities, a fee may apply
  • Choose your monthly payment due date for added convenience, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts
Regular APR
19.15% - 25.24% Variable
Annual Fee
$0 - $99
Instant Response
No
Credit Bureaus Reporting
Yes
4
Card Overall Rating
Bad/Fair Credit
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!
  • No-Fee credit line increase opportunities!
Regular APR
See Terms*
Annual Fee
See Terms*
Instant Response
Yes
Credit Bureaus Reporting
Yes
Surge Mastercard® Application
Compare now (51) »
4
Card Overall Rating
Fair/Bad Credit
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Checking Account Required
Regular APR
See Terms*
Annual Fee
See Terms*
Instant Response
Yes
Credit Bureaus Reporting
Yes

Credit Card Limit: a Measure of Your Creditworthiness

When you receive a credit card, the card issuer will have set you a credit limit. It is the maximum amount of money you are allowed to spend on your plastic. The credit limit is based on the information from your credit report and an application form. Credit companies take into consideration your level of income, current employment, payment history and other factors.

Different credit companies can have different measures to evaluate your creditworthiness. And that's why one issuer may offer you a plastic with $5,000 credit limit and another issuer may offer you a plastic with $7,000 credit limit.

Most people want to get a high credit limit because it can be a great advantage. It gives you flexibility for purchases and a lot of spending power. It can even increase your credit score because your debt/available credit ratio will be lower.

Typically, the better your score, the higher your credit limit will be. So, if you have a big credit limit, it means that you have proved to be a trustworthy and responsible customer. Some issuers can give you a big credit limit initially or increase it gradually if you manage the debt well.

GET YOUR CARD MATCH
Check if you're pre-qualified for credit cards
It takes less than
1 minute
Will not affect your
credit score
Select your credit score:
Have your ever declared Bankruptcy?
Which active bank accounts Do you have?
Debit Card
Credit Card
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
A balance transfer is moving of your debt from one credit card (or cards) to a different card with a lower interest rate (usually 0% intro APR). When you are struggling to pay off your debts, the balance transfer can be of great help. The most...
Valero credit card is a co-branded card, so you can use it only at participating locations. Namely, those are Valero, Diamond Shamrock, Beacon and Shamrock gas stations. You can earn rebates making purchases at these locations and these rebates are...
In your case the best credit card is a general cash back rewards card. Such a card will allow you to pay for gas purchases at any gas station. For example, the Discover it Cashback Match will not only give you 1% cash back on all purchases, but also...
Have a Question About Credit Cards?

User Comments about High Limit Offers