HIGH LIMIT CREDIT CARDS FROM TOP ISSUERS

Having a high credit limit gives you a lot of spending power. Having no pre-set credit limit gives you unlimited spending power. It can be a great advantage: you can make as many purchases as you can afford. The key is to manage your expenses properly. Having no-preset limit doesn't mean that you can go and buy everything. Vice versa, now you need to be more careful and smart because it is you who set credit limit.

Best High Limit Card Offer 2019

5
Card Overall Rating
Fair Credit
Regular APR
20.24%-26.24% Variable
Annual Fee
$0 - $99
Instant Response
No
Credit Bureaus Reporting
Yes
  • Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
  • CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go.
  • Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won't be held responsible for unauthorized charges.

Other Credit Cards with High Limit

4
Card Overall Rating
Fair/Bad Credit
  • Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Select your favorite card design from our gallery, for free!
  • Online Customer Center available 24 x 7
  • Issued by The Bank of Missouri
Regular APR
See Terms*
Annual Fee
See Terms*
Instant Response
Yes
Credit Bureaus Reporting
Yes
Horizon Gold Application
Compare now (28) »
4
Card Overall Rating
Bad Credit
  • Must have Active Debit Card or Credit Card to qualify.
  • Instant $500 Credit Line.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Regular APR
0.00%
Annual Fee
See Terms
Instant Response
Yes
Credit Bureaus Reporting
Yes
5
Loan Overall Rating
All Credit Considered
  • Request a loan in under 2 minutes!
  • This service is free and will NOT affect your credit score
  • Money can be deposited as soon as the next business day
Checking Account Required
Yes
Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Employment Required
Yes
Discover it® Cash Back Application
Compare now (28) »
5
Card Overall Rating
Excellent, Good Credit
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Regular APR
14.24% - 25.24% Variable
Annual Fee
$0
Instant Response
No
Credit Bureaus Reporting
Yes
5
Card Overall Rating
Good, Excellent Credit
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $2,500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers, then a 15.24%, 19.24% or 25.24% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
Regular APR
Variable APR of 15.24%, 19.24% or 25.24%
Annual Fee
None
Instant Response
No
Credit Bureaus Reporting
Yes
5
Card Overall Rating
Fair Credit
  • Qualified applicants will receive exclusive benefits such as 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply.
  • Manage your account quickly and easily from your mobile device by using the Credit One Bank mobile app.
  • Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc.
  • Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge.
  • Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.
Regular APR
20.24%-26.24% Variable
Annual Fee
$0 - $99
Instant Response
No
Credit Bureaus Reporting
Yes
5
Card Overall Rating
Good, Excellent Credit
  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
Regular APR
Variable APR of 13.24%, 17.24% or 21.24%
Annual Fee
None
Instant Response
No
Credit Bureaus Reporting
Yes
5
Loan Overall Rating
All Credit Considered
  • Request a loan in under 2 minutes!
  • This service is free and will NOT affect your credit score
  • Money can be deposited as soon as the next business day
Checking Account Required
Yes
Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Employment Required
Yes

Credit Card Limit: a Measure of Your Creditworthiness

When you receive a credit card, the card issuer will have set you a credit limit. It is the maximum amount of money you are allowed to spend on your plastic. The credit limit is based on the information from your credit report and an application form. Credit companies take into consideration your level of income, current employment, payment history and other factors.

Different credit companies can have different measures to evaluate your creditworthiness. And that's why one issuer may offer you a plastic with $5,000 credit limit and another issuer may offer you a plastic with $7,000 credit limit.

Most people want to get a high credit limit because it can be a great advantage. It gives you flexibility for purchases and a lot of spending power. It can even increase your credit score because your debt/available credit ratio will be lower.

Typically, the better your score, the higher your credit limit will be. So, if you have a big credit limit, it means that you have proved to be a trustworthy and responsible customer. Some issuers can give you a big credit limit initially or increase it gradually if you manage the debt well.

GET YOUR OFFER MATCH
Check if you're pre-qualified for a credit offer
It takes less than
1 minute
Will not affect your
credit score
Select your credit score:
Have your ever declared Bankruptcy?
Which active bank accounts Do you have?
Debit Card
Credit Card
This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
Eva Air miles can be redeemed for Eva Air flights and its partners. If you want to earn miles that can be used towards any airline, choose from travel rewards credit cards that are not tied to particular airline. You can find cards that allow you to...
Avios you earned can be redeemed on British Airways, American Airlines, Aer Lingus, Cathay Pacific, Iberia, OpenSkies, Qantas, Qatar Airways and all of the other oneworld carriers. You should keep in mind, that there may be some restrictions and...
Airline co-branded credit cards often come with annual fees. To compensate this fee, they provide travel perks and good rewards. However, the Air France KLM World Elite Mastercard credit card $89 annual fee is worth it only for those who fly Air...
Have a Question About Credit Cards?

User Comments about High Limit Offers