HIGH LIMIT CREDIT CARDS FROM TOP ISSUERS

Having a high credit limit gives you a lot of spending power. Having no pre-set credit limit gives you unlimited spending power. It can be a great advantage: you can make as many purchases as you can afford. The key is to manage your expenses properly. Having no-preset limit doesn't mean that you can go and buy everything. Vice versa, now you need to be more careful and smart because it is you who set credit limit.

Best High Limit Card Offer 2021

4
Card Overall Rating
Fair / Good Credit
Regular APR
24.9%
Annual Fee
$35 - $99*
Instant Response
No
Credit Bureaus Reporting
Yes
  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile

Other Credit Cards with High Limit

This offer is not available in New York and Wisconsin.

4
Card Overall Rating
  • Get the security and convenience of a full-featured, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Select your favorite card design from our gallery, for free!
  • 24/7 mobile account access with no security deposit required
  • $0 fraud liability if your card is lost or stolen
  • All credit histories considered for this no security deposit credit card
  • Online Customer Center available 24 x 7
  • Issued by The Bank of Missouri

This offer is not available in New York and Wisconsin.

Regular APR
See Terms
Annual Fee
See Terms
Instant Response
Yes
Credit Bureaus Reporting
Yes
Group One Freedom Card Application
Compare now (14) »
4
Card Overall Rating
  • Bad Credit, Low Score? No Problem!
  • Managing your credit is key! TRY US RISK-FREE FOR 7 DAYS!
  • Build your Credit with responsible handling of your account
  • Receive a $750 Credit Line
  • Easy Application with Immediate Results
  • No Credit Check
Regular APR
0.00%
Annual Fee
See terms
Instant Response
Yes
Credit Bureaus Reporting
Yes

This offer is not available in Connecticut, New Hampshire, Vermont, Washington.

5
Loan Overall Rating
All Credit Considered
  • Loan decisions in 2 minutes.
  • All credit types considered.
  • Large lender marketplace.
  • See if you qualify today.
  • Not available to residents of CT, NH, WA, and VT.

This offer is not available in Connecticut, New Hampshire, Vermont, Washington.

Checking Account Required
Yes
Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Employment Required
Yes

This offer is not available in Connecticut, New Hampshire, Vermont, Washington.

5
Loan Overall Rating
All Credit Considered
  • Request a loan in under 2 minutes!
  • This service is free and will NOT affect your credit score
  • Money can be deposited as soon as the next business day

This offer is not available in Connecticut, New Hampshire, Vermont, Washington.

Checking Account Required
Yes
Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Employment Required
Yes

This offer is not available in Arkansas, New York, Vermont, Washington, West Virginia.

5
Loan Overall Rating
  • Borrow $100 to $35,000 - Fast
  • Instant Decision - Minimal Paperwork
  • Safe, Secure, & Trusted form
  • All credit types welcome!

This offer is not available in Arkansas, New York, Vermont, Washington, West Virginia.

Checking Account Required
Yes
Maximum Loan Amount
$35,000
Minimum Loan Amount
$100
Employment Required
Yes

Credit Card Limit: a Measure of Your Creditworthiness

When you receive a credit card, the card issuer will have set you a credit limit. It is the maximum amount of money you are allowed to spend on your plastic. The credit limit is based on the information from your credit report and an application form. Credit companies take into consideration your level of income, current employment, payment history and other factors.

Different credit companies can have different measures to evaluate your creditworthiness. And that's why one issuer may offer you a plastic with $5,000 credit limit and another issuer may offer you a plastic with $7,000 credit limit.

Most people want to get a high credit limit because it can be a great advantage. It gives you flexibility for purchases and a lot of spending power. It can even increase your credit score because your debt/available credit ratio will be lower.

Typically, the better your score, the higher your credit limit will be. So, if you have a big credit limit, it means that you have proved to be a trustworthy and responsible customer. Some issuers can give you a big credit limit initially or increase it gradually if you manage the debt well.

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This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

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