Bad Credit Card FAQs


Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

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While this may sound like a rational decision, it is not. Co-branded credit cards, like the SuperAmerica credit card, are not the best choice for building credit, they are simply not meant for that. They are limited in use – you wil most likely be able to use a card only for one brand purchases – which won’t be much help in credit building.

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With a poor credit history, there’s not much of a choice for you, but you still have some options. There’s no guarantee that a MAPCO co-branded credit card will be approved for you. Besides, one of your goals would be to build credit to be able to apply for more better cards.

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You probably have no credit or poor credit. Well, we can’t speak of rosy prospects for you, but there are still things we can do to repair your credit. However, it is unlikely that you will get a Sinclair card. You need first to take care of your credit. Fortunately, there are instruments for that.

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No. You should have at least fair credit to apply for the New York and Company credit card. We recommed you considering a secured credit card. Don’t worry about a security deposit. It’s not as bad as you’d think, and it is usually refundable. For example, if you apply for the Discover it® Secured card, […]

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No, it can’t be used for cash advances. The Horizon Gold card can only be used to make purchases through the Horizon Outlet website or catalog. This is a shopping credit account, not a credit card. Cash advance features are only available to the credit card owners. Credit cards are not the best source of […]

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The Fingerhut Credit Account is for shopping only at fingerhut.com. There is no annual fee and there is no over-the-limit fee. Fingerhut offers a $500 credit limit. Also the issuer reports to the credit bureaus, which means you will be able to build a good credit history. This card is good only for Fingerhut purchases. […]

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Yes, you can. If you use your Fingerhut account to make purchases, your credit performance will be reported to the credit bureaus. All late payments, missed payments, or other defaults on your account will be reflected in your credit report. To build a good credit, you should pay on time, at least minimum payments, do […]

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