Bad Credit Cards FAQS

October 01, 2019
First of all, you need to find out the reason of these rejections. Issuers typically send a rejection letter with explanations, so just read it attentively. Then, check your credit reports to make sure that there are no mistakes. In case there are some, you can dispute them with the bureaus. You also should have all your credit accounts in good standing, no active bankruptcy, no overdue payments and no excess of the limit. After paying off the late payments (if you have those) pay on time at least for two months on all accounts. Only after that you can try to apply for a card again. But make sure that your credit corresponds the required by the credit card you apply for.
June 29, 2019
The Barclaycard Ring Mastercard credit card is no longer issued by the bank. That's why you cannot find it and cannot apply for it. You can apply for a different credit card though. You can get a rewards credit card that will allow you to earn rewards on all your purchases and redeem them towards any expenses. There are a lot of great credit cards that can be more rewarding than this card. Just make sure your credit score is good enough to get it.
November 02, 2018
With a score of 620 you have a bad credit. The Norwegian Cruise Line® World Mastercard® is a premium card, meaning that it is available for customers with good to excellent credit. Thus, although you can give it a shot, it is unlikely that you'll get approved. With poor credit history, your primary goal should be building your credit by obtaining a suitable credit card and paying your balance in full each month before the due date. There are credit cards specifically for people with poor credit history, for example, you can get a secured credit card and put a deposit equal to the credit limit you would like. Or you can get a credit card for bad credit and gradually improve your credit...
August 17, 2018
Sometimes a personal loan is a good way to consolidate your debts or pay off some medical bills. A loan can help you to spread your debt repayment over a period of time. You will be able to pay off your medical debt in small comfortable payments. Of course, personal loans are given at a certain interest but it is usually lower that APRs on credit cards. So shop around to see what loan offers you have and choose the one that is best for you.
July 30, 2018
With a poor credit history, there's not much of a choice for you, but you still have some options. There's no guarantee that a Meijer co-branded credit card will be approved for you. Besides, one of your goals would be to build credit to be able to apply for more better cards. So, you should first move towards the credit cards for bad credit. If your credit score is very low, apply for a secured card that requires a deposit mostly equal to your credit line. General cards are accepted anywhere and report to major credit bureaus, so if you don;t have any balance, you'll improve your credit score.
April 18, 2018
While this may sound like a rational decision, it is not. Co-branded credit cards, like the SuperAmerica credit card, are not the best choice for building credit, they are simply not meant for that. They are limited in use - you wil most likely be able to use a card only for one brand purchases - which won't be much help in credit building. Moreover, if you have limited credit, there's no guarantee you'll be approved for a SuperAmerica credit card at all. A better option would be to apply for special cards for building credit - it's much more likely that you'll be approved and they report to all three major bureaus. besides, they can be used anywhere, not only for SuperAmerica purchases.
April 13, 2018
With a poor credit history, there's not much of a choice for you, but you still have some options. There's no guarantee that a MAPCO co-branded credit card will be approved for you. Besides, one of your goals would be to build credit to be able to apply for more better cards. So, you should first move towards the credit cards for bad credit. If your credit score is very low, apply for a secured card that requires a deposit mostly equal to your credit line. General cards are accepted anywhere and report to major credit bureaus, so if you don;t have any balance, you'll improve your credit score.
Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

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