Bad Credit Cards FAQS

With a poor credit history, there's not much of a choice for you, but you still have some options. There's no guarantee that a Meijer co-branded credit card will be approved for you. Besides, one of your goals would be to build credit to be able to apply for more better cards. So, you should first move towards the credit cards for bad credit. If your credit score is very low, apply for a secured card that requires a deposit mostly equal to your credit line. General cards are accepted anywhere and report to major credit bureaus, so if you don;t have any balance, you'll improve your credit score.

While this may sound like a rational decision, it is not. Co-branded credit cards, like the SuperAmerica credit card, are not the best choice for building credit, they are simply not meant for that. They are limited in use - you wil most likely be able to use a card only for one brand purchases - which won't be much help in credit building. Moreover, if you have limited credit, there's no guarantee you'll be approved for a SuperAmerica credit card at all. A better option would be to apply for special cards for building credit - it's much more likely that you'll be approved and they report to all three major bureaus. besides, they can be used anywhere, not only for SuperAmerica purchases.

With a poor credit history, there's not much of a choice for you, but you still have some options. There's no guarantee that a MAPCO co-branded credit card will be approved for you. Besides, one of your goals would be to build credit to be able to apply for more better cards. So, you should first move towards the credit cards for bad credit. If your credit score is very low, apply for a secured card that requires a deposit mostly equal to your credit line. General cards are accepted anywhere and report to major credit bureaus, so if you don;t have any balance, you'll improve your credit score.

You probably have no credit or poor credit. Well, we can't speak of rosy prospects for you, but there are still things we can do to repair your credit. However, it is unlikely that you will get a Sinclair card. You need first to take care of your credit. Fortunately, there are instruments for that. You may apply for a secured card, which will allow you to have a line of credit equal to the deposit you pay. Naturally, you'll be able to pay with it at the Sinclair gas stations. If you have troubles with that, you may try getting a personal loan. Those are easier to get. If you pay off the debt on time, you'll become eligible for unsecured cards.

No. You should have at least fair credit to apply for the New York and Company credit card. We recommend you consider a secured credit card. Don't worry about a security deposit. It's not as bad as you'd think, and it is usually refundable.

The First Progress Bank issues secured cards for building credit. Such cards make you pay a security deposit equal to your line of credit that acts instead of your credit history as a guarantee for the issuer. However, if you build your credit, you may want to get an unsecured card, and this account may be of no use to you. In such a case closing an account may be a good option. The First Progress Bank promises that they will automatically credit your account for the amount of the security deposit in full when you close your account. If a credit balance remains after any outstanding charges, a credit balance refund check will be mailed to your address of record within 10 weeks. So, don't...

Applied Bank cards are created especially for people who want to build credit history. This issuer provides credit bureau reporting and a payment protection program to help build your score at minimum risk and hassle to you. All your payments activity is reported to the major credit bureaus, so do not fail to pay the card in full. Applied Bank cards are secured and if you miss a payment, the amount due is withdrawn from your deposit.