Card
Visa
Network
Visa
Bank
Pentagon Federal Credit Union
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Good/Excellent
Recommended
Good/Excellent
MAIN CARD FEATURE
4X Points on all Travel categories for PenFed Honors Advantage Members
CARD DETAILS
- Earn more everywhere you go!
- 50,000 Bonus Points when you spend $3000 in the first 90 days
- Up to $799 total Travel value
- 4X Points on all Travel categories for PenFed Honors Advantage Members
- 3X Points on all Travel categories
- 1.5X Points on all other purchases
- 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- Annual Fee: $95 (waived for existing PenFed Honors Advantage Members)
- Purchase Variable APR: 17.99%
- Refer to PenFed.org for Terms/Conditions
+ Pros
- Travel rewards.
- Sign-up bonus.
- Travel benefits.
- Cons
- Annual fee.
REWARDS: Points
Rewards Program
- 50,000 Bonus Points when you spend $3000 in the first 90 days
- 4X Points on all Travel categories for PenFed Honors Advantage Members
- 3X Points on all Travel categories
- 1.5X Points on all other purchases
Rewards Bonus
50,000 Bonus Points when you spend $3000 in the first 90 days
50,000 Bonus Points when you spend $3000 in the first 90 days
Redemption Options
Redeem your Platinum Reward Points for travel, gift cards or shop with reward points.µ
Redeem your Platinum Reward Points for travel, gift cards or shop with reward points.µ
PURCHASES
Intro
N/A APR
Ongoing
17.99% Variable APR
Penalty
See Terms APR
Minimum Grace
At least 25 days Period
Minimum Interest
None Charge
BALANCE TRANSFERS
Intro
0% (12 months on balance transfers made in the first 90 days after account opening) APR
Ongoing
17.99% on balance transfers APR
Balance Transfer
3% fee applies to each transfer Fee
Penalty
See Terms APR
Minimum Grace
At least 25 days Period
CASH ADVANCE
Intro
N/A APR
Ongoing
See Terms APR
Cash Advance
See Terms Fee
Penalty
See Terms APR
Minimum Grace
At least 25 days Period
GENERAL FEES
Application Processing
See terms Fee
Annual
$95 Fee
Foreign Transaction
None Fee
Late Payment
See Terms Fee
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