Card
Network

Mastercard
Bank

Barclaycard
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Excellent
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

No balance transfer fees

CARD DETAILS

  • A low, variable APR on purchases, balance transfers and cash advances
  • No annual fee
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score
+ Pros
  • A low, variable APR on purchases, balance transfers and cash advances
  • No balance transfer fees
  • Free online access to FICO® Credit Score
- Cons
  • $3 for each cash advance

PURCHASES

Intro
APR

N/A
Ongoing
APR

10.49% Variable
Penalty
APR

See terms
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

10.49% Variable
Balance Transfer
Fee

None
Penalty
APR

See terms
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

See terms
Ongoing
APR

10.49% Variable
Cash Advance
Fee

$3 for each cash advance
Penalty
APR

See terms
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$0
Foreign Transaction
Fee

None
Late Payment
Fee

Up to $27
Barclaycard Ring™ Mastercard® Application
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