Card
Network

Mastercard
Bank

Barclays
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Good/Excellent
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Limited Time Offer: Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days

CARD DETAILS

  • Limited Time Offer: Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
  • Earn unlimited 2X miles on every purchase
  • Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • No foreign transaction fees
  • International Chip and PIN for use at self-service chip terminals around the world
  • Miles don’t expire as long as your account is open, active and in good standing
+ Pros
  • Miles rewards credit card.
  • No foreign transaction fees.
  • 0% intro APR on balance transfers.
- Cons
  • Has a balance transfer fee.

REWARDS: Miles

Rewards Program
  • Limited Time Offer: Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
  • Earn unlimited 2X miles on every purchase
  • Get 5% miles back to use toward your next redemption, every time you redeem
Rewards Bonus
Limited Time Offer: Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
Redemption Options
Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits

PURCHASES

Intro
APR

N/A
Ongoing
APR

17.99%, 21.99% or 24.99% variable based on your creditworthiness
See Rates & Fees
Penalty
APR

See terms
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

0% (first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening)
Ongoing
APR

17.99%, 21.99% or 24.99% variable based on your creditworthiness
Balance Transfer
Fee

Either $5 or 3% of the amount of each transfer, whichever is greater
Penalty
APR

See terms
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

See terms
Ongoing
APR

27.24% Variable
Cash Advance
Fee

Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty
APR

See terms
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$89 (waived first year)
Foreign Transaction
Fee

0% of each transaction in U.S. dollars
Late Payment
Fee

Up to $37
Card Overall Rating
APPLY
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