Card
Network

Visa®
Bank

Banco Popular
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Excellent,Good
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

20,000 Bonus LifeMiles after first card use

CARD DETAILS

  • 20,000 Bonus LifeMiles after first card use
  • Earn 2 LifeMiles per $1 spent on Avianca purchases
  • Earn 1 LifeMile per $1 spent on all other purchases
  • 15% discount on purchases of miles with Multiply Your Miles
  • No cap on the number of LifeMiles you can earn
  • 0% Introductory offer for 12 months on Balance Transfers
  • Chip-enabled card provides added security
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Protection against unauthorized charges
  • Emergency Card Replacement
  • Online Account Management
  • Electronic Statements
  • Auto-pay option
+ Pros
  • Earn unlimited LifeMiles on every purchase.
  • Redeem LifeMiles for Avianca flights.
  • Get a 15% discount with Multiply Your Miles
- Cons
  • Annual fee

REWARDS: LifeMiles

Rewards Program
  • 20,000 Bonus LifeMiles after first card use
  • Earn 2 LifeMiles per $1 spent on Avianca purchases
  • Earn 1 LifeMile per $1 spent on all other purchases
Rewards Bonus
20,000 Bonus LifeMiles after first card use

PURCHASES

Intro
APR

n/a
Ongoing
APR

15.99% to 25.99%, based on your creditworthiness
Penalty
APR

29.99%
Minimum Grace
Period

25 days
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening.
Ongoing
APR

15.99% to 25.99%, based on your creditworthiness
Balance Transfer
Fee

See terms
Penalty
APR

29.99%
Minimum Grace
Period

0 days

CASH ADVANCE

Intro
APR

n/a
Ongoing
APR

27.24%
Cash Advance
Fee

2% of the amount of each transaction (minimum $2; maximum $10)
Penalty
APR

29.99%
Minimum Grace
Period

0 days

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$59
Foreign Transaction
Fee

1% of each transaction in U.S. dollars for Visa
Late Payment
Fee

Up to $38
Card Overall Rating
APPLY
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