Credit Cards’ 5X Bonus Calendars 2020 in One Place
When the new year is on the way, everyone wants to not only resume the previous one but also draw up new plans and resolutions. This applies to your credit card rewards as well. If you are a happy owner of a cashback credit card with rotating quarterly categories, you probably were looking forward to December to find out what the issuer would prepare for you this time and where you could get more benefits.
For your convenience, we have collected the 5x bonus calendars of the most popular cash back credit cards – all in one place. Check them out below:
ABOC 5X Rewards Calendar 2020
Amalgamated Bank of Chicago’s rewards program brings owners of the Amalgamated Bank of Chicago Platinum Rewards Mastercard® Credit Card and the Amalgamated Bank of Chicago Union Strong Mastercard® Credit Card 5x Points per $1 spent on purchases in rotating categories (up to $1,500 per quarter). All other purchases earn 1 Point per $1 spent with no caps. The points are earned automatically and do not require activation.
- January 1 – March 31, 2020: Monthly Bills (utilities, cell, cable, Amazon Prime and streaming subscription services purchases).
- April 1 – June 30, 2020: Dining and Transportation (grocery, restaurants and several forms of transportation).
- July 1 – September 30, 2020: Travel (qualifying airline, cruise, car rental, hotel, travel agency purchases, gas, tolls, and ride share).
- October 1 – December 31, 2020: Department Stores (qualifying department and electronics stores, superstores, Amazon.com, and other major online retailers).
Chase 5% Cash Back Calendar 2020
Chase Freedom credit card also comes with 5% cash back in set groups of locations which change each quarter on up to $1,500 in combined purchases per quarter. An important note is that these categories should be specially activated. All other purchases bring a 1% cash back bonus with no caps. For now, the issuer has announced only the first quarter categories.
- January 1 – March 31, 2020: Gas stations, Internet, Cable and Phone Services, Select Streaming Services.
- April 1 – June 30, 2020: to be announced.
- July 1 – September 30, 2020: to be announced.
- October 1 – December 31, 2020: to be announced.
Citi 5% Cash Back Calendar 2020
Citi has a deal with the increased 5% cash back on the Citi® Dividend Card (offer is currently not available for new applicants). Nothing new there, the same 5% back for purchases in particular categories each quarter and 1% back on all other purchases. However, the total annual cash back is limited to $300. To get the rewards, you should simply enroll in the offer once, no further action is required after that.
- January 1 – March 31, 2020: Fitness Clubs, Supermarkets.
- April 1 – June 30, 2020: Drugstores, Amazon.
- July 1 – September 30, 2020: to be announced.
- October 1 – December 31, 2020: to be announced.
Discover 5% Cash Back Calendar 2020
Discover offers the holders of such cash back credit cards as the Discover it® Cash Back, the Discover it® Balance Transfer, the Discover it® Student Cash Back, and the NHL® Discover it® an ability to activate a 5% Cashback Bonus in certain places on up to $1,500 per quarter. Just like with the other cards from our list, all other purchases bring users an unlimited 1% cashback.
- January 1 – March 31, 2020: Grocery Stores (excluding Target and Walmart), Walgreens and CVS.
- April 1 – June 30, 2020: Gas Stations, Uber, Lyft, and Wholesale Clubs.
- July 1 – September 30, 2020: Restaurants and PayPal.
- October 1–December 31, 2020: Amazon.com, Target.com, and Walmart.com.
Latest Credit Card Rewards News
This month, Capital One added an important extra redemption option for some of its credit cards. Such an introduction will surely appeal to lovers of shopping at online stores, and, more precisely, at Amazon.com. Yes, now owners of most Capital One credit cards get the opportunity to spend the rewards they earn on millions of Amazon items (except the restricted ones) due to a new partnership!
Traditionally, in November, Discover announces its new 5% cash back categories for the next year. This year was no exception.
It has just been announced that Capital One and Walmart are preparing to release their new product – the Capital One Walmart Rewards Credit Card Program. The program will be available on two new co-branded credit cards that are specially designed for customers shopping at Walmart.
If you are lucky to own one of the Discover cashback bonus credit cards i.e. the Discover it® Cash Back, the Discover it® Balance Transfer, the Discover it® Student Cash Back or the NHL® Discover it® credit card, you most probably know that May brings the beginning of activating the 3rd quarter 5% cashback bonus category. But are you hip to the latest news about the categories update?
On April 22 the Canadian direct bank Tangerine Bank introduced an improved sign-up bonus offer for their no-annual fee cash back credit card – the Tangerine Money-Back Credit Card. Founded by ING Group in 1997, Tangerine Bank was acquired by Scotiabank in 2012 and now besides the Mastercard cash back card offers savings and chequing accounts, mutual funds and mortgages.
