Credit Cards’ 5X Bonus Calendars 2020 in One Place

Monday, January 6th, 2020
Updated: January 6th, 2020
The content is accurate at the time of publication and is subject to change.

When the new year is on the way, everyone wants to not only resume the previous one but also draw up new plans and resolutions. This applies to your credit card rewards as well. If you are a happy owner of a cashback credit card with rotating quarterly categories, you probably were looking forward to December to find out what the issuer would prepare for you this time and where you could get more benefits.

For your convenience, we have collected the 5x bonus calendars of the most popular cash back credit cards – all in one place. Check them out below:

ABOC 5X Rewards Calendar 2020

Amalgamated Bank of Chicago’s rewards program brings owners of the and the 5x Points per $1 spent on purchases in rotating categories (up to $1,500 per quarter). All other purchases earn 1 Point per $1 spent with no caps. The points are earned automatically and do not require activation.

  • January 1 – March 31, 2020: Monthly Bills (utilities, cell, cable, Amazon Prime and streaming subscription services purchases).
  • April 1 – June 30, 2020: Dining and Transportation (grocery, restaurants and several forms of transportation).
  • July 1 – September 30, 2020: Travel (qualifying airline, cruise, car rental, hotel, travel agency purchases, gas, tolls, and ride share).
  • October 1 – December 31, 2020: Department Stores (qualifying department and electronics stores, superstores,, and other major online retailers).

Chase 5% Cash Back Calendar 2020

Chase Freedom credit card also comes with 5% cash back in set groups of locations which change each quarter on up to $1,500 in combined purchases per quarter. An important note is that these categories should be specially activated. All other purchases bring a 1% cash back bonus with no caps. For now, the issuer has announced only the first quarter categories.

  • January 1 – March 31, 2020: Gas stations, Internet, Cable and Phone Services, Select Streaming Services.
  • April 1 – June 30, 2020: to be announced.
  • July 1 – September 30, 2020: to be announced.
  • October 1 – December 31, 2020: to be announced.

Citi 5% Cash Back Calendar 2020

Citi has a deal with the increased 5% cash back on the Citi® Dividend Card (offer is currently not available for new applicants). Nothing new there, the same 5% back for purchases in particular categories each quarter and 1% back on all other purchases. However, the total annual cash back is limited to $300. To get the rewards, you should simply enroll in the offer once, no further action is required after that.

  • January 1 – March 31, 2020: Fitness Clubs, Supermarkets.
  • April 1 – June 30, 2020: Drugstores, Amazon.
  • July 1 – September 30, 2020: to be announced.
  • October 1 – December 31, 2020: to be announced.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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Best Credit Offer
First Tech Platinum Rewards Mastercard®
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Consumer Rating: 5 / 5
Horizon Card Services Group One Freedom Card
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