I've never had a credit card before, only a loan from Aspire CU. Do you have a card I can qualify?

Before you start choosing a credit card, we would recommend you to check your credit reports first. Make sure you do not have errors on your credit reports and all personal information is up to date. Then you can apply for a credit card. Since it is your first credit card, you have two options to go with. The first is to apply for a credit card for people with no credit. These cards do not usually require down payments and may not have application fees. The second way is to apply for a secured credit card. Secured cards require a security deposit that should be paid before you get your credit card. Secured cards work like regular credit cards and can be used everywhere they are accepted.