I’m new to this credit card concept and all talk about credit, bonus, rewards and APR, late payments and credit build up. How can l know l apply for the right card?
Answered on Thursday, July 31st, 2014 by
James Williams

The most important thing when you choose a credit card is your credit score. When you know your credit score you can easily choose the card you most likely will be approved for. So, check your credit reports to find out your credit score. When you choose a credit card, check the APRs and fees the card has. Think of how you are going to use your card. If it is only for occasional use, a credit card without annual fee would be a good choice. Pay the balance on the card in full before the due day and you won’t be charged any interest. You can use our card finder tool to see what credit cards you can apply.

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You can choose one of the credit cards for limited credit to make your credit profile better. Or you can consider secured credit card. Some card offers have no annual fee and pretty nice rewards programs. Thus, you may save more money than spent on the security deposit. For example, you can apply for the […]

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You can apply for a secured credit card like the Discover it Secured Card, you won’t pay annual fee at all, and interests rate on purchases will be 0% for 6 months (this card comes with 6-months 0% introductory period). Just remember that go to APR will apply when the introductory period is over. Also, […]

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