I am 17 years old and have been working since I was 15. I just want one so I can start to build my credit. Are there any credit cards I can get?

Answered on January 13, 2011
Updated on January 13, 2011
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
At 17, most likely you are going to face some difficulties qualifying for any credit card. According to new credit card laws banks and credit card issuers are not allowed to issue credit cards to anyone under 21 unless they have a parent co-signer on the credit card accounts or provide proof they have sufficient income to qualify for the credit card that is they are able to repay their card debt. So, do it, show proof of your sufficient income or ask your parents to help you. If your parents are willing to help, alternatively you can contact their credit card companies to see if you can get a credit card from them. With your parents as co-signers it is possible you will be able to get a traditional credit card. If you want to compare cards and apply online for the card you like best BestCreditOffers.com is a good website to visit. Be good with your money and know that credit cards are not something to take lightly.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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BROWSE MORE QUESTIONS ABOUT No Credit Cards:

We can recommend you start with consider secured credit cards. These cards require a security deposit paid upfront. A secured credit card is a good way to build your credit history as it reports the account activity to major credit bureaus. You just need not to miss payments and pay off your balance. After that, getting approval for an unsecured card will be much easier. For example, you may consider the Merrick Bank Secured Visa® from Merrick Bank. This card can help you build credit, since your account activity will be reported to all three major credit bureaus. The amount of your deposit determines...
Starting credit history from the very beginning is always better than improving it and credit card issuers are not too captious.Look into credit cards for those with limited/no credit history: these cards are created for newbies. The cards have quite high APRs and fees. However it is possible to find a card with 0 intro APRs or without annual fee. Also some cards offer bonus programs: you can earn points or cash back on purchases you make.If your son wants a bonus credit card, Chase Freedom® Student credit card is not the best option as it has no bonus. The only you get is $20 Good Standing...
Sadly, we don't have any information about credit history required to be eligible for AARP credit card. I wouldn't recommend applying for this card if your credit score is in the fair range. There are many other credit cards that are created to help people raise their credit score. If your credit score is not where it needs to be, you can apply for one of these cards for fair credit and use it to bring your credit score back to a place where you want it to be.

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