Credit Card Fees FAQS

Even if you shop at Gap and affiliated stores like Banana Republic and other really often, Gap credit card isn't a great deal, like most store credit cards. The APR is really high, much higher than average. A general rewards credit card would be a better deal. Cash back rewards are more flexible than coupons towards future purchases and such cards may offer 0% intro APR for purchases.

OneTravel credit cards are issued by Synchrony Bank. The OneTravel Credit Card's interest rate for purchases is 27.74% (variable). The OneTravel Visa's interest rate on purchases is 26.74%. The OneTravel Visa Signature's interest rate on purchases will be either 16.74% or 26.74% (also variable). Your interest rates will be determined by the issuer based on your creditworthiness. There is no guarantee you will receive a Visa credit card. All three OneTravel credit cards have only one application form, and it is Synchrony bank who decides which credit card you will be issued. However, the better your credit is, the higher your chances are to qualify for a Visa credit card. If you do not...

When it comes to making your credit card payments, the Discount Tire Credit Card is set up for your convenience. To make a Discount Tire payment, you can simply go to the Discount Tire Direct website and visit their credit card account management page. When you find the option that says "Pay Your Bill" click it and you will be redirected to the Discount Tire Synchrony Bank page. From this page, you will have the ability to make a one-time credit card payment or set-up a recurring payment plan. By setting up recurring payments, your balance will be automatically payed for at the end of each month, as long as you have the funds available in your bank account.

Everyone loves to shop online these days because it makes things so easy. You can usually find all of the same selections that you would find in-store and even purchase sale items when shopping on a store's website. You have the option of using use a Boscov's branded store card for these purchases, but you will find that like most store cards, they carry a higher interest rate than the major bank credit cards. Like most stores, they accept all of the major credit cards as well, so you don't need to have their store card in order to shop there. You probably shop at other online stores so it might make sense to use one of those cards instead, which you can use in so many other places too.

No. You can make only minimum payments each month. You can see the amount of your minimum payment (as well as balance and available credit limit) on your credit statement, which you should receive each month.

Special financing at Dillard's is done through their credit card. So you would need credit that is worthy of receiving their card. Which I would expect to be fair credit in the least. However, I would avoid any kind of special financing. It is usually associated with hefty fees and penalties. Many store cards advertise "no interest" or "interest free" financing when in reality they are actually implementing a policy of deferred interest. This means they will hold off on charging interest for a specific timeframe. If you do not pay the entire bill within that timeframe, not only will you be charged interest from that point on, but you will also have to pay interest back to the original date...

The equal pay option offered by the Amazon card could be a better option than special financing but I also wouldn't consider it a good option. The equal pay option takes your promotional eligible purchases and splits them into 12 equal monthly interest-free payments. When thinking of this option keep in mind that your monthly payment will be significantly higher than a minimum monthly payment of a non-promotional item. Also you will have to make a minimum monthly payment for non-promotional items in addition to your twelve equal monthly payments. Being that this card has a high APR, there is not much benefit to no interest on part of the bill if it causes you to pay less of the bill with...