I'm interested in applying for the Discount Tire card, but I wanted to know more about how credit card payments are supposed to be made. Will I be required to visit a Discount Tire Center every time I need to make a payment?

Answered on May 25, 2017
Updated on May 25, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
When it comes to making your credit card payments, the Discount Tire Credit Card is set up for your convenience. To make a Discount Tire payment, you can simply go to the Discount Tire Direct website and visit their credit card account management page. When you find the option that says "Pay Your Bill" click it and you will be redirected to the Discount Tire Synchrony Bank page. From this page, you will have the ability to make a one-time credit card payment or set-up a recurring payment plan. By setting up recurring payments, your balance will be automatically payed for at the end of each month, as long as you have the funds available in your bank account.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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When you carry a balance on a credit card, your minimum monthly payment will depend on the amount you owe, interest rate and fees. As a rule, you have to pay 1%-2% of your card balance plus new interest and late payment fees (if applicable). If you have any past due amounts, they will be added to the minimum payment as well. So, the more you owe on your credit card, the higher your minimum payment will be. However, you can avoid interest if you pay off the card balance in full each month. Also, there are credit cards with 0% intro APRs that do not charge interest during introductory period.
BB&T cards come with 0% intro APR on purchases, that is a great feature. But you don't mention if you are planning to earn rewards on your purchases, as only BB&T Spectrum credit card comes with cash back rewards. You may choose from cash back credit offers with 0% intro APR. For example, the Discover it® Cash Back credit card may be a good choice. Keep in mind that after the introductory period is over, ongoing APR will apply.
Credit cards from famous brands often come with high rates and fees. If you want to get credit card for your Uber rides, consider 0% and low intererst credit cards to avoid getting stuck with high interest rates or rewards credit cards. Depending on your lifestyle and preferences you may choose to earn miles, points or cash back on your purchases.

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