Business Credit Cards FAQS

December 07, 2010
Thank you for your question. It is really a good one. No doubt, using a business credit card for business related purchases is much better than using your personal credit card. First, it is convenient to have your personal and business activities and expenses distinguished from each other. Second, business credit cards offer you certain benefits that regular credit cards don't. It's true that usually to get a business credit card you have to write in your business income for the prior year on your credit card application, but as a startup your previous income is zero. In your case of just starting your own business it is more likely that lenders will evaluate your business...
August 04, 2010
When you submit an application for a small business credit card, issuing bank reviews both your personal and business credit histories. To determine if they want to approve you for a credit card and what terms to qualify you for, they will pull both your credit reports. Make sure that business credit bureaus and personal credit bureaus have accurate information. Your valid business license and insurance are also good signs for the bank, proving you run a legitimate business. If you are just starting your own small business, you can apply for small business credit cards that may help you save money, earn rewards on business related purchases and build business credit.
August 04, 2010
Some issuing companies offer mobile account management for small business credit cards. See details of a particular card to find out if this feature is available. If this service is provided, you will be able to view account summary, recent transactions and payment history (up to 20 payments), make payments, identify pending payments, track your rewards, sign up for new programs and more. You can also customize your text message reminders and get fraud alerts to avoid fraud and protect your account. To use these services you can either log in to a mobile version of the bank site or download free mobile applications designed by the card issuing company. In the latter case you can even choose...
August 04, 2010
With our top Business Credit Cards offers you can find ones that will allow you to customize your card design, you can upload your logo or another image, and it ‘s free of charge. You can get free cards for your employees, set individual spending limits for their cards and track their purchases on your monthly statement. They also offer a whole range of other business tools to help you manage and track finances, like free summary at the end of the year, dedicated customer service, online banking and more. You can earn cash back rewards or frequent flyer miles on all of your business related purchases, you can even get bonus miles when you sign up for cards for your employees. Choose what...
Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

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