I travel a lot and I mostly spend on gas. I just thought - why not apply for a gas credit card and build my credit? I mostly fill up at SuperAmerica.

Answered on April 18, 2018
Updated on April 18, 2018
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
While this may sound like a rational decision, it is not. Co-branded credit cards, like the SuperAmerica credit card, are not the best choice for building credit, they are simply not meant for that. They are limited in use - you wil most likely be able to use a card only for one brand purchases - which won't be much help in credit building. Moreover, if you have limited credit, there's no guarantee you'll be approved for a SuperAmerica credit card at all. A better option would be to apply for special cards for building credit - it's much more likely that you'll be approved and they report to all three major bureaus. besides, they can be used anywhere, not only for SuperAmerica purchases.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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