I’ve made my first 5 payments way before due date. A couple $100.00 payments, $50.00 etc. Should I try to get another credit card and which one? Trying to rebuild, thnku.

Answered on December 11, 2015
Updated on December 11, 2015
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller

Before you apply for another credit card, we would recommend you to check your credit reports and credit scores first. Make sure your reports are correct and all payments were reported to the credit bureaus. See how your credit score has changed as well. If your score’s improved significantly, you can apply for another credit card. You can use our card finder tool to see credit cards you can qualify.

All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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BROWSE MORE QUESTIONS ABOUT Bad Credit Cards:

A Group One Platinum Card is not strictly speaking a credit card. It is a shopping card that you can use exclusively at the Horizon Outlet (thehorizonoutlet.com). The Horizon Outlet is an online store that offers a range of merchandise: men's, women's and children's apparel; home goods; entertainment and electronics; and financial services. You should apply for a card if you are sure that you will buy at this online store often.
The Group One Platinum Card is a shopping card that you can use exclusively at the Horizon Outlet (thehorizonoutlet.com). It is an online store that sells clothing, toys, small appliances and other small-ticket items. The bank may report to at least one credit bureau and therefore help you build your credit score, but for that you need to pay some costs. All of the fees you mas see in the card's terms and conditions, however be aware of the following: One time Card Issuance and Account Validation fee: $0.00; Monthly Membership Fee: $14.77 - this is paid monthly for the full benefits plan; Late...
No, it can't be used for cash advances. The Group One Platinum Card can only be used to make purchases through the Horizon Outlet website or catalog. This is a shopping credit account, not a credit card. Cash advance features are only available to the credit card owners. Credit cards are not the best source of cash, however, as there are high fees and APRs on cash advances. Debit cards are the best for cash advances.

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