One of my credit card accounts doesn't have a high enough limit for me to make the big outdoor furniture purchase I was planning to make for the holidays. Is there a way to get Tractor Supply credit so I can afford what I want?

Answered on April 04, 2016
Updated on April 04, 2016
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
If you need to apply for special financing for your large purchase, you can definitely try getting credit from the store you're buying at. But you might want to think twice about doing this, if your current credit card has a low limit or is maxed out. Consider why your credit limit isn't higher. If it's because your credit is poor, work on getting your score up before you apply for new lines of credit. Start by ordering a copy of your credit report, or checking out your FICO score online for free. Look it over and see whether all the information is correct. If it isn't, contact the credit bureau to correct it. If your balances are high, paying them down will help improve your credit score. Making all your payments on time, utilizing a mix of types of credit, keeping your accounts open and in good standing, and applying selectively for new credit will ensure a healthy credit score and allow you to access higher lines of credit.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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