BestCreditOffers.com is an independent, advertising-supported website which receives
compensation from the credit card issuers and companies whose offers appear on the site.
Compensation may impact how and where products appear on our site, including, for example,
the order in which they may appear on the site pages. BestCreditOffers.com does not review or list
all available financial or credit offers.
I have bad credit and im trying to find a credit card that can help me get my credit better. What would you suggest?
Answered on August 03, 2010 Updated on August 03, 2010
The content is accurate at the time of publication and is subject to change.
Visit Bad Credit page of our site to view best cards for people with limited credit. Knowing your individual needs and circumstances you will be able to choose what is best for you among our top offers. Consider getting a secured credit card, often they have lower interest rates and are easier to get approved for since lenders have security deposit as a proof of you creditworthiness. Credit cards for bad credit history presented on our site may help you improve your credit if you follow simple rules like paying on time for all of your cards and loans, not using up your credit limit to say nothing of exceeding it. All of our top offers provide monthly credit reporting to major credit bureaus, which helps you rebuild your credit faster. Do not apply for several cards, every inquiry is recorded on your credit history and can influence your credit score. Apply only for the offer you are eligible for today. Good luck!
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
First of all, you need to find out the reason of these rejections. Issuers typically send a rejection letter with explanations, so just read it attentively. Then, check your credit reports to make sure that there are no mistakes. In case there are some, you can dispute them with the bureaus. You also should have all your credit accounts in good standing, no active bankruptcy, no overdue payments and no excess of the limit. After paying off the late payments (if you have those) pay on time at least for two months on all accounts. Only after that you can try to apply for a card again. But make...
The Barclaycard Ring Mastercard credit card is no longer issued by the bank. That's why you cannot find it and cannot apply for it. You can apply for a different credit card though. You can get a rewards credit card that will allow you to earn rewards on all your purchases and redeem them towards any expenses. There are a lot of great credit cards that can be more rewarding than this card. Just make sure your credit score is good enough to get it.
With a score of 620 you have a bad credit. The Norwegian Cruise Line® World Mastercard® is a premium card, meaning that it is available for customers with good to excellent credit. Thus, although you can give it a shot, it is unlikely that you'll get approved. With poor credit history, your primary goal should be building your credit by obtaining a suitable credit card and paying your balance in full each month before the due date. There are credit cards specifically for people with poor credit history, for example, you can get a secured credit card and put a deposit equal to the credit...
Have you ever been declared bankrupt or defaulted on a loan?
Have you been late on any credit card or loan in the last year?
* - marked fields are required to be filled
By submitting your question, you agree to the following:*
Here at BestCreditOffers.com we will answer all questions
to the best of our knowledge and understanding, but we are not legally accredited professionals.
We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of
information in all cases. Please seek appropriate professional or legal advice when needed.
ASK YOUR QUESTION
ASK YOUR QUESTION
LOOKING FOR A CARD?
There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.