Credit Cards and Prepaid Cards for Bad Credit: 2019

Having bad credit and looking for the best credit offers for you? You have chosen the right site! We present prepaid cards and credit cards for people with bad credit history. Compare the credit offers below and submit your application online! Please note that not all credit cards come with $500 credit limit.

June 2019: BEST OFFER FOR BAD CREDIT

Horizon Gold Application
Compare now (20) »
4
Card Overall Rating
Bad Credit
Card Type
Unsecured Store Card
Regular APR
0.00%
Annual Fee
See Terms
Guaranteed Approval
Yes
  • Must have Active Debit Card or Credit Card to qualify.
  • Instant $500 Credit Line.
  • No Credit Check.
  • No Employment Check.

More Credit Cards for Bad Credit

4
Card Overall Rating
Fair / Bad Credit
  • Must have checking account to qualify
  • Reports to the major Consumer Reporting Agencies.
  • We provide a response in 60 seconds or less.
  • Bad Credit? Good Option!
  • Credit limit increase eligibility after 13 months and kept your account in good standing.
  • Know the score! Quarterly FICO score on your monthly billing statements
  • $0 Fraud Liability on unauthorized charges. Restrictions apply.
  • Our application is easy and confidential.
  • Looking for a new credit card? Apply today!
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
Card Type
Unsecured
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Guaranteed Approval
No
5
Loan Overall Rating
All Credit Welcome
  • Borrow $100 to $35,000 - Fast
  • Instant Decision - Minimal Paperwork
  • Safe, Secure, & Trusted form
  • All credit types welcome!
Checking Account Required
Yes
Maximum Loan Amount
$35,000
Minimum Loan Amount
$100
Employment Required
Yes
4
Card Overall Rating
Fair/Bad Credit
  • Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Select your favorite card design from our gallery, for free!
  • Online Customer Center available 24 x 7
  • Issued by The Bank of Missouri
Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Guaranteed Approval
No
4
Card Overall Rating
Fair / Bad Credit
  • Must have checking account to qualify
  • A 60 second response could mean a new credit card for you!
  • A Gold credit card offer for those with less than perfect credit.
  • Manage your account online 24/7 free of charge
  • Zero fraud liability protects you from unauthorized charges. Restrictions apply.
  • Only you can rebuild your credit. A First PREMIER Bank Credit Card can be one tool to help in your journey. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
  • Easy Online Application!
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Card Type
Unsecured
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Guaranteed Approval
No
5
Loan Overall Rating
All Credit Considered
  • Request a loan in under 2 minutes!
  • This service is free and will NOT affect your credit score
  • Money can be deposited as soon as the next business day
Checking Account Required
Yes
Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Employment Required
Yes
4
Card Overall Rating
Fair/Bad Credit
  • Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Select your favorite card design from our gallery, for free!
  • Online Customer Center available 24 x 7
  • Issued by The Bank of Missouri
Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Guaranteed Approval
No
4
Card Overall Rating
Limited, Bad Credit
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide
Card Type
Secured
Regular APR
26.99% (Variable)
Annual Fee
$0
Guaranteed Approval
No

Credit Offers for People with Poor Credit

Are you interested in finding credit cards, debit cards, or prepaid cards that are offered to people with less than perfect credit? Or do you want to get a personal loan? We offer a wide range of such types of credit offers.

Some creditors may not approve you without a bank account, in this case a prepaid card can be a good card to apply for. A prepaid card can prepare you for having a traditional type credit card. You will get the habit of paying the bills on time and keeping an eye on your account balance.

A credit card won't be a hard thing to manage after good prepaid card training. An open account will be a plus when you apply for a credit card when you have limited credit history.

The credit card products on this page can help you rebuild or reestablish your credit if you make on-time minimum payments with all of your creditors and keep account balances low relative to the credit limit. Some of these cards do not have a guaranteed approval or easy approval, but you may give them a shot anyway. Check if you are ready for unsecured offers (some of which are fee based).

GET YOUR OFFER MATCH
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Will not affect your
credit score
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This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
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You may find different credit card offers aimed at people with bad credit. It is important to understand your financial situation and preferences to recommend the best card for bad credit. First of all, you should consider fees and interest rates....
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