I want to apply for the Air France KLM World Elite Mastercard credit card, but I don't like the $89 annual fee. Any recommendations?

Answered on January 09, 2019
Updated on January 09, 2019
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
Airline co-branded credit cards often come with annual fees. To compensate this fee, they provide travel perks and good rewards. However, the Air France KLM World Elite Mastercard credit card $89 annual fee is worth it only for those who fly Air France, KLM and partners a lot. If you don't fall into this category, then don't bother acquiring this card. There are plenty of travel credit cards which are universal, have similar or better bonuses and don't require annual fee or fee is waived first year.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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What is the best credit card for you depends on your travel habits and needs. You should consider several things before you apply for a travel credit card. Firstly, if you often fly with one airline, airline co-branded credit card may be a good choice. On the one hand, this type of cards often comes with travel benefits like lounge access, free checked bag and more. On the other, airline cards often have limited redemption options - you may redeem earned miles on this airline and its partners (if it has any). Travel rewards credit cards offer more flexible redemption optins - you can...
You are right, the Allegiant credit card comes with $59 annual fee. However, they no longer charge the foreign transaction fee. If you want to have a credit card that you can use for miles earning for Allegiant Air flights, you should consider travel rewards credit cards that are not tied to any airline. These cards allow you to earn rewards on all purchases and redeem them for any flights you wish. You can also consider credit cards with no foreign transaction fees to see if there is the right credit card for you.
A foreign transaction fee is a fee that you are charged every time you use your card to make a purchase in another country. Usually this fee is charged as a percentage of the purchase - common it is 2%-3%. If you are a frequent traveler and shop abroad, it's better to apply for a credit card with a no foreign transaction fee. What is more, even if you're using your credit card to pay at a non-U.S. retailer, you may be charged a fee. Many credit card issuers don't add foreign transaction fees to their credit cards.

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