I have had a TD Aeroplan Visa card for almost a year and wasn’t able to redeem my miles for a single flight. It will be my second year of membership soon and the annual fee will hit. Since I cannot redeem my miles I want to close the card before I am charged an annual fee. Is there a no annual fee card that will allow me to earn miles? Don’t have to be Aeroplan card.
Answered on Tuesday, August 15th, 2017 by
Amy Miller

Banks offer a lot of credit cards with no annual fees, including travel credit cards. Travel cards are not tied to any airline but still allow you redeem miles for airline tickets, hotel stays and other travel expenses. Since the cards are not connected to airlines in any way, redemption opportunities are unlimited. To redeem, you simply need to buy a ticket with your travel card, then, when transaction appears on your account, log in to your account and apply miles to the transaction. You will see how cost of the ticket is credited to your account almost instantly. An example of a no annual fee travel rewards credit card can be the Discover it Miles credit card. The card allows to earn 1.5 miles and matches all first-year miles for new cardmembers. There is no annual fee for the card and no foreign transaction fee.

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